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Credit Card Applications

MortgageRefinance.com makes finding your new credit card an easy task. We compare credit card offers by multiple categories and give you the most up to date reviews and recomendations. Each category has our best recomended credit card application based on our rigorous tests and user feedback. We categorize credit cards by Low Interest Rates, Balance Transfer Rates, Poor Credit, Business Credit Cards, Cash Back Credit Cards, Low Interest Credit Cards, Reward Credit Cards, Student Credit Cards and Secured or No Credit Credit Cards.

Credit Card Rates
PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 4.09% 4.16%
15 year fixed Graph Icon Arrow 3.25% 3.30%
5/1 ARM Graph Icon Arrow 3.28% 3.36%

 Rate disclaimer

PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 4.09% 4.17%
15 year fixed refi Graph Icon Arrow 3.25% 3.34%
10 year fixed refi Graph Icon Arrow 3.15% 3.18%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.20% 3.20%
48 month used car loan Graph Icon Arrow 3.18% 3.19%
60 month new car loan Graph Icon Arrow 3.44% 3.44%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.75% 0.71%
1 Year CD Graph Icon Arrow 1.24% 1.24%
2 Year CD Graph Icon Arrow 1.41% 1.41%
PRODUCT Rate
MMA and SAVINGS 0.58%
$10k MMA 0.57%
Interest Checking 0.43%

Mortgage Brokers & Lenders Directory

You can search our directory or Mortage Brokers & Lenders and get a current quote on 30 year fixed mortgage rates as well as current mortgage interest rate for other loan programs.

Mortgage Brokers:
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Recommended Just For You
New – 20,000 points toward FREE FLIGHTS + $50 after the first time you use your card
Get 3,000 Points every year on your Card member Anniversary - that's equal to $50 toward a Wanna Get Away® Fare
Now you can redeem for International Travel, Hotels, Gift Cards and more.
Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent onEVERYTHING else
Your Bags Fly FREE! No Blackout Dates, Points Don’t Expire, and Unlimited Reward Seats!
No Change fees – if you need to change your flight, you won’t be charged a fee.
September 11th Security Fee Applies
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A As Low As
14.24%*
$69* (YES*) Excellent Credit
Why we recommend it
The Southwest Airlines Rapid Rewards Visa Program is brought to you by Southwest Airlines and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards credits towards benefits and services. Rapid Rewards credits can only be transferred to the primary Cardmember's Rapid Rewards account. All Rapid Rewards rules and regulations apply.

Credit Cards
Check your Report See who's been checking your credit. Look for potential inaccuracies and unauthorized activity.
Guard your Identity We'll closely monitor** your Experian® Equifax® and TransUnion® Credit Reports every day.
Know your Score Higher scores usually mean lower interest rates on new loans, which could save you money.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A None N/A No Credit
No application fee and no obligation
No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
No overdraft fees or minimum balances
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
Portion of your purchase goes to breast cancer awareness and detection.
Earning your trust since 1968
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A*
(N/A*)
N/A* As low as $0* N/A No Credit
No credit check required - 100% Approval
  Simple Pricing - Only 3 Fees with Direct Deposit
  No overdraft fees, interest fees or hidden fees
  Free Direct Deposit
  Free Online Bill Pay
 Free transactions and customer service*
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A See Terms* N/A No Credit
$0 Activation Online –with no credit check
 Access over 18,000 MoneyPass ® ATMs
  Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  Get $10 with qualifying direct deposit (see site for restrictions)
  No Monthly fee for any month with at least 30 purchases
  No Transaction fees on US purchases
  No overdraft fees
  No Minimum balance required
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None N/A No Credit
Reloadable prepaid Visa® card for 18-25 year olds.
No activation fee, no monthly or yearly fee.
Great solution for a debt-free financial future as it has no APR or overdraft allowance.
Quick, easy online application.
Free money loading with direct deposit from friends, family and employers.
Free and instant card-to-card transfer, perfect for IOUs, birthdays, holidays, etc.
Accepted anywhere Visa debit cards are accepted, including abroad and online.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A See Terms* N/A Poor Credit
Excellent Credit Required - Applicants that do not have excellent credit will not be approved
Low 8.95% fixed standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
No Annual Fee
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A As Low As
8.95%*
None N/A Excellent Credit
Get Your Premium Benefits:
Exclusive Rewards Program
Free Credit Score
Free Mobile Banking and Text Alerts
Free Online Bill Payment & Check Writing
Free Direct Deposit - paycheck, benefits, tax refunds
No Credit Check*, no Overdraft Fees or Balance Minimums
Reloadable up to $10,000 Max Balance
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None N/A No Credit
$0 Activation Online –with no credit check
 Access over 18,000 MoneyPass ® ATMs
 Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
No Monthly fee for any month with at least 30 purchases
No Transaction fees on US purchases
 No overdraft fees
 No Minimum balance required
Get $10 with qualifying direct deposit (see site for restrictions)
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None N/A No Credit
Provide your employees with a reloadable prepaid card for business expenses.
Trial offer - first 2 months free
Manage spending for staff in the field
Alternative to credit cards, petty cash, check reimbursements
Enforce budgets with individual card balances
Control spending by merchant category and daily limits
Online program management
No transaction or card load fees - simple pricing
No credit check required
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A See Terms* N/A Poor Credit
Surcharge-Free ATM Network at over 18,000 ATMs
SNO Card Issuance Fee - NO Activation Fee
S$0 Monthly with Direct Deposit $350/month or cash load $700/month
SFree Live Customer Service - 24 hours per day 7 days per week
SFree Text and Email Alerts and Online Account Access
SSend Paper Checks and Electronic Bill Pay to Anyone Apply Now!
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None N/A No Credit
100% Guaranteed Approval* - No Credit Check
$0 Activation Fee
$25 bonus with Free direct deposit§
Free Online Bill Payment
Up to $10,000 balance limit
Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A up to $9.95 monthly* N/A Poor Credit
100% Guaranteed Approval* - No Credit Check
No Activation Fee
Free Direct Deposit and $25 bonus§
Free Online Bill Payment
Earn Purchase Rewards and Refer-a-Friend Cash Bonus
Perfect for Tax Refund direct deposit
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A See Terms* N/A Poor Credit
Reloadable prepaid Visa® card for teens, managed by parents.
No activation fee, no monthly or yearly fee.
Created for families’ needs with full parental control.
Quick, easy online application.
Free money loading with direct deposit.
Accepted anywhere Visa debit cards are accepted, including abroad and online.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A*
(N/A*)
N/A* See Terms** N/A No Credit
100% approval - NO credit check required
Make purchases anywhere Visa Debit is accepted
No overdraft fees or minimum balances
Online Bill Pay - Easily send a check to anyone
5% APY Savings Account - EXCLUSIVE!
FREE Direct Deposit from your paycheck or government check
Add up to $10K to your account in over 65,000 locations
As seen on TV and in stores nationwide!
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A*
(N/A*)
N/A* None N/A No Credit
Created by Russell Simmons to provide Financial Freedom and Respect
Guaranteed approval*
No Credit Check
Free Direct Deposit
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A*
(N/A*)
N/A* None N/A No Credit
New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Mobile & Email Alerts
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A*
(N/A*)
N/A* 39.95* N/A No Credit
Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A As Low As
14.50% Variable
$150.00 N/A Excellent Credit
Get cash at over 900,000 ATMs worldwide
Pay your bills online or over the phone
Eliminate payday hassles with free direct deposit
Accepted at millions of MasterCard locations worldwide
NO credit checks
NO employment verification
NO monthly or annual fees
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A*
(N/A*)
N/A* None N/A No Credit
Show your style with the BabyPhat RushCard
Guaranteed approval*
No Credit Check
Free Direct Deposit
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A*
(N/A*)
N/A* None N/A No Credit