Home Purchase Rates
PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 4.09% 4.16%
15 year fixed Graph Icon Arrow 3.25% 3.30%
5/1 ARM Graph Icon Arrow 3.28% 3.36%

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PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 4.09% 4.17%
15 year fixed refi Graph Icon Arrow 3.25% 3.34%
10 year fixed refi Graph Icon Arrow 3.15% 3.18%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.20% 3.20%
48 month used car loan Graph Icon Arrow 3.18% 3.19%
60 month new car loan Graph Icon Arrow 3.44% 3.44%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.75% 0.71%
1 Year CD Graph Icon Arrow 1.24% 1.24%
2 Year CD Graph Icon Arrow 1.41% 1.41%
MMA and SAVINGS 0.58%
$10k MMA 0.57%
Interest Checking 0.43%
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Mortgage Brokers & Lenders Directory

You can search our directory or Mortage Brokers & Lenders and get a current quote on 30 year fixed mortgage rates as well as current mortgage interest rate for other loan programs.

Mortgage Brokers:
  • Fewer Foreclosures As Housing Market Continues Its Recovery

     - 7/17/2013 12:26:51 AM
    Following along with the recovery of the housing market, the number of foreclosures continues to decline— falling 14 percent in June and hitting the lowest monthly volume since December 2006 with a total of 127,790 homes. The real estate market peaked in June/July of 2006.
    According to the real estate data firm RealtyTrac, total foreclosure filings-- notices of default, scheduled auctions and bank repossessions, decreased to 127,790 and 35 percent on a year-over-year basis. Filings have plummeted 14 percent since May.
     Read more
  • Foreclosure Activity Levels the Lowest Since Housing Crash

     - 4/14/2013 11:52:17 PM
    For the first quarter of 2013, the year-over-year figures for foreclosure-related activities decreased by 23 percent. This is the lowest level of initial notices of default, foreclosures auction and banks taking title to homes since the second quarter in 2007.
    To pout thing into perspective, the California-based foreclosure tracking firm RealtyTrac reports that banks foreclosed on 44,000 in March. During the month of September 2010, more than 100,000 home owners lost their homes to foreclosure. The firm’s vice –president Daren Blomquist said "We're getting back to normal and will be there by next year."
     Read more
  • Mortgage Settlement Payouts to Start on Friday

     - 4/11/2013 12:47:52 AM
    Homeowners who were caught up in the foreclosure process in 2009 or 2010 may be eligible to participate in a $3.6 billion settlement reached between the government—Federal Reserve and the Office of the Comptroller of the Currency (OCC), and 13 mortgage servicing companies.
    The amount of the settlement check each borrower receives depends on the amount of damage caused by the loan servicer. Military service members whose homes were foreclosed on while they were on active duty will receive the largest settlement checks.
    Each of the 1,082 persons in this group will receive a check for $125,000 because the foreclosure action by the mortgage servicers violated the Service Members Civil Relief Act. It was disclosed that banks foreclosed on 53 service members who were actually on time with their home loan payments.
     Read more
  • Foreclosures Drop to 5-Year Low, Caution Remains

     - 3/19/2013 1:35:58 AM
    Across the US, foreclosures have dropped nearly 29% compared to the same in 2012. Is the lowest rate of foreclosure activity since 2007 and it comes in the midst of war effort by state legislatures and courts to regulate property seizures after more than 4.5 million Americans lost their homes between 2007 and 2012.
    According to information released by Irvine, California-based RealtyTrac, home repossessions totaled 45,038 in February-- an 11% decrease compared to January. It represents the fewest numbers of foreclosures since September 2007. Foreclosures in Oregon dropped to 78%. Massachusetts experienced the next highest highest decrease in foreclosures at 69%.
     Read more
  • Homeowners Hurt By "Zombie Foreclosure" Debt after Walking Away

     - 2/22/2013 1:49:40 PM
    Housing experts estimate that anywhere from tens of thousands to as many as 2 million “zombie” foreclosures line neighborhoods across America. The term refers to homes where borrowers move out after a foreclosure auction has been scheduled. However, months—sometimes years later, it’s discovered that the auction never materialized or the mortgage lender failed to transfer title to the property. Read more
  • Foreclosure Filings Rise After Mortgage Settlement

     - 4/16/2012 2:25:18 PM
    When the team of federal and state negotiators reached the $26 billion agreement with the five major mortgage lenders earlier this year, one of the consequences has been a resumption of foreclosures. RealtyTrac reports that most foreclosure activities have declined. However, during the first quarter of 2012, foreclosures flings have increased an average of 10% in 26 states. Indiana registered a 45 percent on an annual basis, and Florida‘s foreclosure filings rose by 26 percent. Florida has about 25 percent of the nation’s foreclosures, with more than 365,000 foreclosures cases.
    Since the housing crash in 2008, more than 3.4 million Americans have lost their homes to foreclosures, according to the real estate analytics firm CoreLogic. This number of foreclosures overwhelmed mortgage lenders and mortgage servicers.
     Read more
  • Four Million Foreclosed Homeowners Have to July 31 to Request Review

     - 3/5/2012 3:21:58 PM
    The $26 billion mortgage settlement agreed to by the five mortgage servicers and government negotiators received massive news coverage from all the major media outlets. However, a resolution reached in April 2011, between federal officials and 14 mortgage servicers did not receive as much publicity.
    The Independent Foreclosure Review agreement awards financial compensation to aggrieved homeowners who suffered unfair foreclosures practices. Some people lost their homes; other borrowers still reside in the residences.
    Federal regulators, which include the Office of the Comptroller of the Currency (OCC), secured the services of independent auditors to evaluate 4.3 million foreclosure cases and identify abusive foreclosure practices.
     Read more
  • Short Sales Produce Incentives for Homeowners

     - 2/13/2012 4:42:18 PM
    In response to rising costs, banks are now offering foreclosure bound homeowners as much as $35,000 cash incentive to go for the short sale instead of continue to struggle directly into foreclosure.
    The practice of short selling a home has become more popular in the wake of the mortgage bust only a handful of years ago. Until recently, many strapped homeowners just opted for foreclosure, unable to make mortgage payments or sell their home.
    Unfortunately, foreclosure has a negative effect not only on the homeowner, but it can be extremely expensive for the lender, especially with the bounty of foreclosures currently haunting the market.
     Read more
  • Mortgage Deal to Help Underwater Homeowners Could Approach $34 billion

     - 2/10/2012 1:41:21 PM
    In what has been characterized as a major development, a team of federal and state negotiators announced they had finally reached an agreement with the five major lenders. The $26 billion deal settles some of the issues connected with the housing crisis.
    The state and federal negotiators consisted of representatives from the state attorney generals offices, U.S. Department of Housing and Urban Development, and U.S. Department of Justice. The five firms signing the agreement were Wells Fargo, J.P. Morgan Chase, Citigroup, Bank of America, and Ally Financial
     Read more
  • Some States Not Ready to Sign On Foreclosure Deal

     - 2/8/2012 5:18:17 PM
    Not all 50 states are keen to the deal aimed at providing mortgage loan relief to approximately one million underwater homeowners. Currently 40 states have signed on to the proposal that could provide up to $20,000 in principal mortgage relief but other states continue to hang back.
    The deal is between five of the country’s largest banks and federal and state officials that could produce up to $25 billion in mortgage relief for qualified homeowners if all 50 states come to an agreement. This is the largest amount dedicated to housing relief since the housing bubble burst.
     Read more
  • Government and Banks Play "Let’s Make a Mortgage Deal"

     - 1/24/2012 8:38:20 PM
    Regulators and government officials continue to slug it out with the big banks, trying to come to a resolution surrounding improper mortgage procedures that occurred last summer.
    An astounding eight million U.S. homeowners have faced foreclosure since the market went bust and some lenders, in their haste to process foreclosures failed to verify information on the documents and even practiced “robo signing” where unauthorized employees signed documents.
     Read more
  • Foreclosures Down at Three Year Low

     - 1/12/2012 12:21:56 PM
    According to RealtyTrac, foreclosure activities fell significantly in 2011, with 1.89 million foreclosure filings ― a 34 percent drop over 2010. Many market analysts and economists quickly jumped on the news as a sign that the housing market may have finally touched bottom, and despite other issues with the economy, the market finally has the foundation needed for some semblance of sustained recovery.
    However, the chief economist of Moody’s Analytics cautioned against too much premature celebration. Zandi states that the system continues to have a sizable number of foreclosures to resolve. With millions of Americans still suffering from the average 34 percent dropped in home values combined with income and jobs concerns, they could eventually lose their homes.
     Read more
  • Foreclosure Pipeline Moving Along; Improvements on the Way

     - 11/27/2011 8:23:16 PM
    Although the mortgage industry stopped funding subprime loans in 2007, the pipeline has been clogged with faulty mortgages for the past year after several big lenders were busted for carelessly speeding through paperwork and using temporary employees to sign documentation. It appears, however as though someone has poured a bit of mortgage Drain-O into the pipeline as the number of foreclosures has suddenly spiked. Nationally, foreclosure proceedings increased slightly during third quarter up from 0.96% in the second quarter to 1.08%. Read more
  • NYC Attorney General Says Banks Must Come Clean on Foreclosures

     - 11/20/2011 8:04:33 PM
    Like naughty children who made a mess and are trying to sneak away before cleaning it up, some of the nation’s largest banks are finally being held accountable for foreclosure debacles. Multinational banks such as Bank of America have foreclosed on numerous, hard working homeowners, claiming that they didn’t “furnish the right paperwork” or “adhere to certain requirements” often unknown or undisclosed to borrowers. Read more
  • Reduced Lender Liability May Offer Relief to Thousands of Borrowers

     - 11/16/2011 1:25:12 PM
    Mortgage lenders jittery about “loan put back” possibility with the new Home Affordable Refinance Program (HARP) may have nothing to worry about, says the Federal Housing Financial Agency (FHFA). The updated program reduces the liability of one key element from the previous program--the appraisal. The appraisal process on an upside-down mortgage loan may position the lender to be at “put back” risk. “Put back” risk is when the lender who originated the mortgage has to buy back the loan for violating underwriting guidelines for a Fannie or Freddie mortgage. Read more
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