Tampa Florida Home Mortgage
Type of Loan:
Home Description:
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Florida Mortgage
PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 4.09% 4.16%
15 year fixed Graph Icon Arrow 3.25% 3.30%
5/1 ARM Graph Icon Arrow 3.28% 3.36%

 Rate disclaimer

PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 4.09% 4.17%
15 year fixed refi Graph Icon Arrow 3.25% 3.34%
10 year fixed refi Graph Icon Arrow 3.15% 3.18%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.20% 3.20%
48 month used car loan Graph Icon Arrow 3.18% 3.19%
60 month new car loan Graph Icon Arrow 3.44% 3.44%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.75% 0.71%
1 Year CD Graph Icon Arrow 1.24% 1.24%
2 Year CD Graph Icon Arrow 1.41% 1.41%
MMA and SAVINGS 0.58%
$10k MMA 0.57%
Interest Checking 0.43%

Mortgage Brokers & Lenders Directory

You can search our directory or Mortage Brokers & Lenders and get a current quote on 30 year fixed mortgage rates as well as current mortgage interest rate for other loan programs.

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Top Tips for Refinancing a Mortgage in Tampa, Florida

Tampa is located on the west coast of Florida and has a population of over 350,000. This great city is home to hard working Americans, who are part of a growing community. In recent times however, mortgage rates have dipped considerably in Tampa. A lot of people do not realize this, but it is a great time to consider refinancing. The low rates mean that people could save on a lot of costs. If you even have 20% equity in your home or a credit score of 740 or better, then you must consider applying for mortgage refinance.

Don’t Settle on a Deal

Mortgage rates vary, depending on a lot of factors, so it is always a wise move to look around for a better deal rather than taking the first one that you get. Even a 1% difference in mortgage rates can affect your finances significantly over the long run. Also, consider the service and extra fees before making any decision. Do some research and compare the available options.

What’s your Break Even Point?

People who already have mortgage deals on low rates should skip refinancing as the closing costs of a new deal can be massive. You should only take up refinancing if your mortgage rate is cut by 0.5% or by more than what you are paying. Also, analyze the amount of time it will take to recoup your closing costs.

Consider “Cash in” Refinancing

A “cash in” refinancing is one where homeowners swap existing loans for smaller mortgages. These deals allow homeowners to increase their home equity to 20%, which is the minimum requirement of most refinancing deals.

Confirm your Rate Lock

An increasing number of people in Tampa are applying for refinance mortgage, so it is imperative that you ask the bank to lock your rate. This way, it won’t be changed, no matter what the circumstances. Homeowners must consider a 60 day lock rate so that they can close the deal.

People of Tampa, Florida must check out It is a great website where you will find information about home loans, mortgage refinance, refinancing and mortgage rates. You can also use our mortgage calculator to check your financial information.





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