South Carolina Home Buying

From “Low Country” in Charleston South Carolina to the small islands that pepper the coastline, South Carolina house hunters have endless real estate investing and home buying opportunities. Properties are in abundance for those interested in a historic, charming home. On the other hand, new home communities are sprouting up throughout the state. KB Homes and Essex Homes have created several new family-friendly communities in Charleston and Columbia.

Home mortgages are being offered by quality mortgage lenders and mortgage brokers throughout South Carolina. Whether it’s a first mortgage, mortgage refinance or home equity loan; borrowers should know their credit score and how much house they can afford before entering into the home purchase process. To assess affordability, use mortgage calculators or a home purchase calculator. Borrowers in South Carolina can learn their credit score by obtaining a free copy of their credit report. Mortgage lenders use the borrower’s credit rating to help them determine the mortgage loan rate and whether the borrower will qualify for the mortgage loan.