Certificate Of Deposit
PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 4.09% 4.16%
15 year fixed Graph Icon Arrow 3.25% 3.30%
5/1 ARM Graph Icon Arrow 3.28% 3.36%

 Rate disclaimer

PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 4.09% 4.17%
15 year fixed refi Graph Icon Arrow 3.25% 3.34%
10 year fixed refi Graph Icon Arrow 3.15% 3.18%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.20% 3.20%
48 month used car loan Graph Icon Arrow 3.18% 3.19%
60 month new car loan Graph Icon Arrow 3.44% 3.44%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.75% 0.71%
1 Year CD Graph Icon Arrow 1.24% 1.24%
2 Year CD Graph Icon Arrow 1.41% 1.41%
MMA and SAVINGS 0.58%
$10k MMA 0.57%
Interest Checking 0.43%

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You can search our directory or Mortage Brokers & Lenders and get a current quote on 30 year fixed mortgage rates as well as current mortgage interest rate for other loan programs.

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Child Savings Account

Since learning to save early in life is important, many financial institutions offer youth accounts for children as young as six months old. For the young savers, learning the concept of money and saving is paramount.

Typically a mascot is associated with a child savings account and kids are encouraged to save by earning tokens, toys or points every time they make a deposit into their account.

While most youth accounts offer some interest, it’s typically either the same as a standard adult account or lower. Instead youth accounts are dedicated more to teaching educational concepts. Parents are almost always linked to the child’s account in order to maintain control over the child’s saving (and spending) habits.

Your child has filled the piggy bank and needs a bigger storage. Are you starting to consider a savings account for your child in which the money can earn interest and grow with your child?

Savings Account Featured Rates

Institution Amount Rate APY

Min. to

Earn APY
CIT Bank
1.78% 1.80% $100
  • Earn up to 1.80% APY
  • $100 minimum deposit plus $100 minimum deposit per month
Start Saving

Rates as of 1/28/2020

See More Savings Account Rates

FDIC Insured


Elementary Youth Account

Youth savings accounts are also typically broken down by age bracket. Preschool to elementary school children are offered a savings account that offers toy piggy banks or tangible “fun” incentives for making deposits. Sometimes elementary savings programs provide the kids with educational coloring contests and even kid fun days at the bank to further expose the child to the concept of saving money.

Teen Youth Account

Middle school to high school youth accounts may still offer incentives for saving money but it’s typically items such as iTunes or fast food restaurant gift cards. Educational seminars and an introduction to loans is usually presented to teens, as many will consider buying their first car. In addition to loans, some teen savings programs may introduce checking accounts geared to teens, especially those who have jobs. Direct deposit and an ATM card may also be associated with the account.

This segment may also have online account access as well as a special educational portal geared toward their specific savings needs.

College Youth Account

Even college student savings accounts may fall under the youth account category as the financial institution prepares the student for saving for important purchases such as a home or a car. Like the teen account, the college youth account is similar but may also introduce the concept of adult savings accounts such as money markets and CDs. Incentives for this group are a little more mature and may be presented in the form of low or no fees and a higher interest rate.





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