Find Best Saving Accounts

Compare savings account rates  in the table below. The saving account rates are updated daily from over 200 banks and show the highest savings account  rates. Savings accounts listed below are insured up to $250,000 per depositor by the FDIC or NCUA.

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Account Type

Savings Account Featured Rates

Institution Amount Rate APY

Min. to

Earn APY
1.99% 2.01% $1
  • 24/7 online account access including live chat assistant
  • Move money quickly and access your funds using online transfers
  • Deposit checks via a photo for your mobile device with HSBC mobile banking
Start Saving

Rates as of 9/19/2018

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FDIC Insured


Savings Account Rates

One of the most common types of accounts is a savings account. A savings account is a kind of account designed to hold money that you do not need to access immediately. Such accounts may require a small minimum balance or no minimum balance at all. This depends on the financial institution and the type of account. Besides helping you save money, savings accounts also ensure your money is protected by insuring it. This means that if the credit union or bank goes out of business, your money will remain safe. In addition, money kept in a savings account earns interest. Interest on savings accounts is normally compounded and paid monthly.

There are several types of savings accounts. These include bank savings accounts, money market accounts, certificates of deposit, and money market funds. A bank savings account is insured, and therefore a safe place to keep your money. A money market account refers to a premium account or a high interest savings account. This type of account can be opened at either banks or credit unions. With these accounts, the bank normally pays a higher rate of interest than for ordinary savings accounts. Just like other bank accounts, money market accounts are also insured. Certificates of Deposit (CDs) are debt instruments offered by financial institutions. This type of account retains your money for a particular period of time ranging from one month to several years. However, unlike an ordinary savings account, you cannot withdraw your money as often you wish. Early withdrawal will lead to a penalty. Money market funds are almost similar to bank savings accounts. A money market fund is a mutual fund that invests in cash or cash equivalent securities, also referred to as money market instruments. These investments are short term, liquid investments with a high credit quality. They include treasury bills, commercial papers, repurchase agreements and bankers’ acceptances.

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Certificate Of Deposit
PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 4.09% 4.16%
15 year fixed Graph Icon Arrow 3.25% 3.30%
5/1 ARM Graph Icon Arrow 3.28% 3.36%

 Rate disclaimer

PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 4.09% 4.17%
15 year fixed refi Graph Icon Arrow 3.25% 3.34%
10 year fixed refi Graph Icon Arrow 3.15% 3.18%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.20% 3.20%
48 month used car loan Graph Icon Arrow 3.18% 3.19%
60 month new car loan Graph Icon Arrow 3.44% 3.44%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.75% 0.71%
1 Year CD Graph Icon Arrow 1.24% 1.24%
2 Year CD Graph Icon Arrow 1.41% 1.41%
MMA and SAVINGS 0.58%
$10k MMA 0.57%
Interest Checking 0.43%
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