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West Virginia Home Mortgage
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West Virginia Mortgage
PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 4.04% 3.94%
15 year fixed Graph Icon Arrow 3.18% 3.15%
5/1 ARM Graph Icon Arrow 3.16% 3.15%

 Rate disclaimer

PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 4.08% 3.97%
15 year fixed refi Graph Icon Arrow 3.19% 3.16%
10 year fixed refi Graph Icon Arrow 3.03% 3.02%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.20% 3.19%
48 month used car loan Graph Icon Arrow 3.18% 3.18%
60 month new car loan Graph Icon Arrow 3.41% 3.25%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.71% 0.71%
1 Year CD Graph Icon Arrow 1.21% 1.21%
2 Year CD Graph Icon Arrow 1.36% 1.36%
PRODUCT Rate
MMA and SAVINGS 0.57%
$10k MMA 0.52%
Interest Checking 0.43%

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West Virginia Mortgage Refinance


The majesty of its rolling mountains and breathtaking scenery has made many people living in West Virginia lifelong residents. Aptly nicknamed the “Mountain State” home owners in West Virginia are working with local lenders to lower their monthly mortgage payment through refinancing. A 5/1 adjustable rate mortgage (ARM) refinance product is at 3.92% APR. For a 15 year fixed rate mortgage, borrowers are seeing rates as low as 4.55% APR to 4.79% APR. When it comes to comparing mortgage refinance products in West Virginia, borrowers should evaluate whether a fixed or ARM product is a right fit for their budget and financial goals. A more traditional borrower in West Virginia may lean more toward a fixed rate product because of the stability and certainty of payment amounts. However, an ARM is typically associated with a lower rate with rates fluctuating after an initial period. Home values should also be taken into consideration. The median home value in West Virginia is $93,900. However, home values in Charles Town (25414) range from $323,963 to $380,305, whereas home values in Fairmont (26554) range from $58,078 to $68,179. In terms of home sale price, the median price in West Virginia $118,500. Homes have sold in Huntington (25705) for $23,750 and $87,920. In Leon (25123) homes have sold for $61,801.

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More About Mortgage Refinance



West Virginia Mortgage Refinance by County
Barbour County Mortgage Refinance Kanawha County Mortgage Refinance Pocahontas County Mortgage Refinance
Berkeley County Mortgage Refinance Lewis County Mortgage Refinance Preston County Mortgage Refinance
Boone County Mortgage Refinance Lincoln County Mortgage Refinance Putnam County Mortgage Refinance
Braxton County Mortgage Refinance Logan County Mortgage Refinance Raleigh County Mortgage Refinance
Brooke County Mortgage Refinance Marion County Mortgage Refinance Randolph County Mortgage Refinance
Cabell County Mortgage Refinance Marshall County Mortgage Refinance Ritchie County Mortgage Refinance
Calhoun County Mortgage Refinance Mason County Mortgage Refinance Roane County Mortgage Refinance
Clay County Mortgage Refinance Mcdowell County Mortgage Refinance Summers County Mortgage Refinance
Doddridge County Mortgage Refinance Mercer County Mortgage Refinance Taylor County Mortgage Refinance
Fayette County Mortgage Refinance Mineral County Mortgage Refinance Tucker County Mortgage Refinance
Gilmer County Mortgage Refinance Mingo County Mortgage Refinance Tyler County Mortgage Refinance
Grant County Mortgage Refinance Monongalia County Mortgage Refinance Upshur County Mortgage Refinance
Greenbrier County Mortgage Refinance Monroe County Mortgage Refinance Wayne County Mortgage Refinance
Hampshire County Mortgage Refinance Morgan County Mortgage Refinance Webster County Mortgage Refinance
Hancock County Mortgage Refinance Nicholas County Mortgage Refinance Wetzel County Mortgage Refinance
Hardy County Mortgage Refinance Ohio County Mortgage Refinance Wirt County Mortgage Refinance
Harrison County Mortgage Refinance Pendleton County Mortgage Refinance Wood County Mortgage Refinance
Jackson County Mortgage Refinance Pleasants County Mortgage Refinance Wyoming County Mortgage Refinance
Jefferson County Mortgage Refinance