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Virginia Beach Virginia Home Mortgage
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Virginia Mortgage
PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 4.09% 4.16%
15 year fixed Graph Icon Arrow 3.25% 3.30%
5/1 ARM Graph Icon Arrow 3.28% 3.36%

 Rate disclaimer

PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 4.09% 4.17%
15 year fixed refi Graph Icon Arrow 3.25% 3.34%
10 year fixed refi Graph Icon Arrow 3.15% 3.18%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.20% 3.20%
48 month used car loan Graph Icon Arrow 3.18% 3.19%
60 month new car loan Graph Icon Arrow 3.44% 3.44%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.75% 0.71%
1 Year CD Graph Icon Arrow 1.24% 1.24%
2 Year CD Graph Icon Arrow 1.41% 1.41%
PRODUCT Rate
MMA and SAVINGS 0.58%
$10k MMA 0.57%
Interest Checking 0.43%

Mortgage Brokers & Lenders Directory

You can search our directory or Mortage Brokers & Lenders and get a current quote on 30 year fixed mortgage rates as well as current mortgage interest rate for other loan programs.

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Means to Fix your Poor Credit Score in Virginia Beach


Virginia Beach Virginia Mortgage Refinance

A majority of people presume that because of having poor credit, they might not be able to avail refinancing options for their mortgages. However, this may not be true in many situations. You should remember that you can easily find many banks or lending organizations in Virginia Beach, Virginia who may offer you a mortgage with attractive interest rates. Your mortgage holder cannot abruptly call in your loan without any reason only because your credit record has changed or you are not able to pay your debt on time.

How to Fix Bad Credit

Various financial experts recommend the following effective strategies to fix your credit report:

Make Payments on Time

Make sure to make timely balance payments. If you continue to maintain a balance, your credit card company is likely to make considerable profits at your expense. Hence, it is important to pay your monthly dues on time.

Reduce your Balances

Try to lower your balances. By paying an additional $30-$60 each month, you do not only lower your overall debt, but also improve your credit record.

Don’t Opt for New Credit Cards

Don’t accept any offers for new credit cards. It is better to not request for new credit cards if you have any plans to purchase a new property.

Having bad credit does not necessarily mean that you cannot opt for mortgage refinancing. Make sure to pay out all debts and make timely payments of your bills to avoid getting a bad credit score. Even after improving your credit record, you should inform a prospective lending organization about possible signs of poor credit in your history.

It is better to seek the services of financial experts to efficiently improve your credit history. MortgageRefinance.com presents an extensive platform that is capable of providing valuable advice regarding mortgage programs and refinancing options. Our multipurpose mortgage calculators allow users to make a proper schedule for their monthly mortgage payments.

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