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Corpus Christi Texas Home Mortgage
Type of Loan:
Home Description:
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Texas Mortgage
PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 4.09% 4.16%
15 year fixed Graph Icon Arrow 3.25% 3.30%
5/1 ARM Graph Icon Arrow 3.28% 3.36%

 Rate disclaimer

PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 4.09% 4.17%
15 year fixed refi Graph Icon Arrow 3.25% 3.34%
10 year fixed refi Graph Icon Arrow 3.15% 3.18%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.20% 3.20%
48 month used car loan Graph Icon Arrow 3.18% 3.19%
60 month new car loan Graph Icon Arrow 3.44% 3.44%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.75% 0.71%
1 Year CD Graph Icon Arrow 1.24% 1.24%
2 Year CD Graph Icon Arrow 1.41% 1.41%
PRODUCT Rate
MMA and SAVINGS 0.58%
$10k MMA 0.57%
Interest Checking 0.43%

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You can search our directory or Mortage Brokers & Lenders and get a current quote on 30 year fixed mortgage rates as well as current mortgage interest rate for other loan programs.

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Charges Associated with Refinancing in Corpus Christi, Texas


There are particular costs and charges associated with a mortgage refinance loan. These charges are able to reduce any investments that you may have made by refinancing your loan. Depending on the offerings of your particular mortgage lender in Corpus Christi, Texas, you may have to pay lower fees. Consequently, you may be able to recover your costs much sooner.

Keep reading to understand some typical charges that you may have to pay to refinance your loan:

Application Charges

This fee includes the primary costs required to process your mortgage request as well as to verify your credit record. You may need to pay these charges even if your loan request is rejected.

Loan Origination Charges

This is the fee that your broker or lender may charge to evaluate or review your financial situation as well as to prepare your loan.

Points

One point is equivalent to one percent of your loan’s amount. There are two types of points that borrowers are allowed to pay. You can choose a mortgage-discount point, which is a one-time fee that you may pay to lower your loan’s mortgage rate. On the other hand, some brokers and lenders charge points to get money on a mortgage. However, you can negotiate with your broker or lender to charge a reasonable quantity of points.

Evaluation Charges

This fee covers the costs of your home evaluation which is done by your lender to verify your property’s value. A group of mortgage brokers and lenders include these charges in the application charges. As a borrower, you are allowed to get a duplicate of the evaluation report, but make sure to ask your lender or broker for it.

Despite various costs and fees, mortgage refinancing is a sensible choice in certain situations. Browse through MortgageRefinance.com to have a complete understanding of refinancing options. Our mortgage calculators are great tools to manage your financial payments and expenses.

More About Mortgage Refinance