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Rhode Island Home Mortgage
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Home Description:
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Rhode Island Mortgage
PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 4.04% 3.94%
15 year fixed Graph Icon Arrow 3.18% 3.15%
5/1 ARM Graph Icon Arrow 3.16% 3.15%

 Rate disclaimer

PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 4.08% 3.97%
15 year fixed refi Graph Icon Arrow 3.19% 3.16%
10 year fixed refi Graph Icon Arrow 3.03% 3.02%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.20% 3.19%
48 month used car loan Graph Icon Arrow 3.18% 3.18%
60 month new car loan Graph Icon Arrow 3.41% 3.25%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.71% 0.71%
1 Year CD Graph Icon Arrow 1.21% 1.21%
2 Year CD Graph Icon Arrow 1.36% 1.36%
PRODUCT Rate
MMA and SAVINGS 0.57%
$10k MMA 0.52%
Interest Checking 0.43%

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You can search our directory or Mortage Brokers & Lenders and get a current quote on 30 year fixed mortgage rates as well as current mortgage interest rate for other loan programs.

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Rhode Island Mortgage Refinance


The “Ocean State” offers sand, scenery and a competitive mortgage refinance market to qualified borrowers. Rates on a 30 year fixed product in Rhode Island begin at 4.96% APR and run to 5.33% APR. For a 15 year fixed mortgage in Rhode Island, borrowers have the choice between rates as low as 4.40% APR to 4.79% APR. Mortgage rates fluctuate with the market, however borrowers in Rhode Island have some degree of control over which rate they receive. One area borrowers can determine is the refinance amount—anything over the maximum amount is a jumbo loan which equates to a higher rate. Also, loans financed over 80% LTV (loan to value) are associated with a higher rate. Additionally, the borrower’s credit score directly impacts rate—the higher the score, the lower the rate. Median home values in the Rhode Island (population 1,067,610) are approximately $218,300. Estimated values in areas such as Cranston (02920) run from $351,575 to $412,718, whereas home values in Woonsocket (02895) run from $127,541 to $149,722. The overall median sale price in Rhode Island is $201,100; however homes in Newport (02840) have sold for $435,000 and $225,000. In Providence (02910), homes recently sold for $150,000 and $312,831.

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