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New Jersey Home Mortgage
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New Jersey Mortgage
PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 4.04% 3.94%
15 year fixed Graph Icon Arrow 3.18% 3.15%
5/1 ARM Graph Icon Arrow 3.16% 3.15%

 Rate disclaimer

PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 4.08% 3.97%
15 year fixed refi Graph Icon Arrow 3.19% 3.16%
10 year fixed refi Graph Icon Arrow 3.03% 3.02%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.20% 3.19%
48 month used car loan Graph Icon Arrow 3.18% 3.18%
60 month new car loan Graph Icon Arrow 3.41% 3.25%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.71% 0.71%
1 Year CD Graph Icon Arrow 1.21% 1.21%
2 Year CD Graph Icon Arrow 1.36% 1.36%
PRODUCT Rate
MMA and SAVINGS 0.57%
$10k MMA 0.52%
Interest Checking 0.43%

Mortgage Brokers & Lenders Directory

You can search our directory or Mortage Brokers & Lenders and get a current quote on 30 year fixed mortgage rates as well as current mortgage interest rate for other loan programs.

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New Jersey Mortgage Refinance


The “Garden State” has plenty of mortgage refinance options to offer home owners. New Jersey, population 8,724,560, has a myriad of lenders ready to assist home owners with lowering their monthly mortgage payment through refinance. Currently New Jersey lenders offer rates of 4.75% APR to 5.33% APR on a 30 year fixed product; 4.22% APR to 4.79% APR on a 15 year fixed mortgage and 4.18% APR on a 7/1 ARM. When it comes to comparing New Jersey mortgage rates, establish a budget before going rate shopping. Create a refinance goal and identify an ideal monthly payment. Also, compare similar products, rates and terms. Understand that a fixed rate product has rate that stays the same through the life the loan and that an adjustable rate mortgage (ARM) offers a lower initial rate that later fluctuates based on market conditions. Also, it’s important to understand New Jersey home values. The median home value in New Jersey is $289,900. Home values vary based on city. For example, average home values in Atlantic City (08401) are $197,200. In Princeton (08540), home values are between $444,303 and $521,573. The median sale price in New Jersey is $288,000. Travel to Hoboken (07030) where homes have sold for $$296,000 and $695,000. Homes have sold in Mullica (08062) for $315,000 and $328,000.

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