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Should I Refinance Mortgage Calculator

Current Interest Rates
PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 3.97% 4.04%
15 year fixed Graph Icon Arrow 3.16% 3.18%
5/1 ARM Graph Icon Arrow 3.15% 3.16%

 Rate disclaimer

PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 3.99% 4.08%
15 year fixed refi Graph Icon Arrow 3.24% 3.19%
10 year fixed refi Graph Icon Arrow 3.05% 3.03%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.19% 3.20%
48 month used car loan Graph Icon Arrow 3.17% 3.18%
60 month new car loan Graph Icon Arrow 3.41% 3.41%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.75% 0.71%
1 Year CD Graph Icon Arrow 1.23% 1.21%
2 Year CD Graph Icon Arrow 1.38% 1.36%
PRODUCT Rate
MMA and SAVINGS 0.54%
$10k MMA 0.49%
Interest Checking 0.43%
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Loan Info
Amount ($)
Interest (%) (%)
Loan Length (Yrs) (Yrs)
Months Paid (Mts)
Years Before Sell (Yrs)
Refinansing Fees
Points (%)
Origination Fees (%)
ClosingCost ($)
Your Tax Rates and Deductions
Taxes (%)
StateTax (%)
Financial Analysis
  Original Loan Refinanced Loan
Monthly Payment $1,304.12 $1,114.04
Total Monthly Payment $78,247.10 $66,842.27
Monthly Payment Savings $11,404.83
Total Interest Paid $51,307.55 $46,025.56
Tax Savings $15,905.34 $14,267.92
Tax Saving Losses $1,637.42
Balance at Refinance $228,745.59
Points Value $2,287.46
Amount Refinanced $226,458.14
Balance at Sale $201,806.04 $205,641.42
Balance Losses $3,835.37
Total Losses $5,472.79
Total Closing Cost $3,487.46
Total Benefits $2,444.58