Mortgage Calculator | Mortgage Affordability Calculator South Dakota


	South Dakota Mortgage Affordability Calculator

Current Interest Rates

PRODUCT	Rate	Last week
30 yr fixed mtg	3.80%	3.76%
15 yr fixed mtg	3.11%	3.02%
5/1 ARM	2.69%	2.68%

PRODUCT	Rate	Last week
$30K HELOC	4.60%	4.59%
$30K home equity loan	5.77%	5.76%
$50K HELOC	4.24%	4.24%

PRODUCT	Rate	Last week
48 month used car loan	4.35%	4.36%
48 month new car loan	3.24%	3.25%
36 month used car loan	4.36%	4.36%

PRODUCT	Yield	Last week
6 month CD	0.47%	0.47%
1 yr CD	0.75%	0.75%
5 yr CD	1.47%	1.48%

PRODUCT	Rate
Balance Transfer Cards	16.10%
Cash Back Cards	16.36%
Low Interest Cards	10.69%


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Loan Info
Downpayment		($) (%)
Interest		(%)
Loan Length		(Yrs)
Estimated Front Ratio		($)
Estimated Back Ratio		($)
Income		DebtPayment
Income 1	($)	Auto Loan	($)
Income 2	($)	Boat/RV	($)
Income 3	($)	Credit Card 1	($)
Income 4	($)	Credit Card 2	($)
Income 5	($)	Other Accounts	($)
Taxes and Insurance
Annual Property Taxes		($) (%)
Annual Insurance		($) (%)
Annual PMI		($) (%)
Show amortization table

Financial Analysis

Monthly Payment	$1,542.40
Monthly Property Taxes	$250.00
Monthly Insurance	$125.00
Monthly PMI	$123.20
Total Monthly Payment	$2,040.60
Monthly Income	$8,000.00
Monthly Debt Payment	$910.00
Actual Front Ratio	26
Actual Back Ratio	37
Amount	$295,678.69
Downpayment	$32,853.19
Home Value	$328,531.88

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