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Debt Settlement
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PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 4.04% 3.94%
15 year fixed Graph Icon Arrow 3.18% 3.15%
5/1 ARM Graph Icon Arrow 3.16% 3.15%

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PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 4.08% 3.97%
15 year fixed refi Graph Icon Arrow 3.19% 3.16%
10 year fixed refi Graph Icon Arrow 3.03% 3.02%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.20% 3.19%
48 month used car loan Graph Icon Arrow 3.18% 3.18%
60 month new car loan Graph Icon Arrow 3.41% 3.25%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.71% 0.71%
1 Year CD Graph Icon Arrow 1.21% 1.21%
2 Year CD Graph Icon Arrow 1.36% 1.36%
PRODUCT Rate
MMA and SAVINGS 0.57%
$10k MMA 0.52%
Interest Checking 0.43%
  • Debt Settlement vs Bankruptcy

     - MortgageRefinance.com 7/13/2010 4:34:19 PM
    Debt Settlement entails, precisely as it sounds, the agreement between a creditor and debtor to pay less than the full amount of debt owed. The debtor agrees to pay the reduced amount while the creditor agrees to consider that reduced amount a payment in full. Only unsecured debts can be settled (creditors secured by collateral will simply foreclose/repossess the collateral, and thus, have no need to negotiate or settle). Read more

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