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Texas Home Equity Loans
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Home Equity Rates
PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 4.09% 4.16%
15 year fixed Graph Icon Arrow 3.25% 3.30%
5/1 ARM Graph Icon Arrow 3.28% 3.36%

 Rate disclaimer

PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 4.09% 4.17%
15 year fixed refi Graph Icon Arrow 3.25% 3.34%
10 year fixed refi Graph Icon Arrow 3.15% 3.18%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.20% 3.20%
48 month used car loan Graph Icon Arrow 3.18% 3.19%
60 month new car loan Graph Icon Arrow 3.44% 3.44%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.75% 0.71%
1 Year CD Graph Icon Arrow 1.24% 1.24%
2 Year CD Graph Icon Arrow 1.41% 1.41%
PRODUCT Rate
MMA and SAVINGS 0.58%
$10k MMA 0.57%
Interest Checking 0.43%

Mortgage Brokers & Lenders Directory

You can search our directory or Mortage Brokers & Lenders and get a current quote on 30 year fixed mortgage rates as well as current mortgage interest rate for other loan programs.

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Texas Home Equity Loans


Specific home equity loan and home equity line of credit (HELOC) rules and regulations apply to borrowers in Texas. For example, in the past some lenders would allow up to 100% loan-to-value for second mortgage products. However, Texans voted to limit the loan amount to 80% loan-to-value (LTV) for economic reasons. Additionally, another Texas regulation is that local borrowers can establish a HELOC for up to 50% of their home’s value as opposed to the standard 80%.

Also, according to the Texas Constitution, Texans can only have one home equity loan at one time and must wait at least one year before refinancing a home equity loan. This provision was added as consumer protection to avoid paying a plethora of closing costs and points each time the mortgage closed.

Texans in cities such as Dallas (75287), Grand Prairie (75051) and Forney (75126) are finding that using the equity in their home is the perfect way to finance projects and initiatives. Some borrowers are turning to the home equity line of credit (HELOC) to fund ongoing projects such as an extensive home remodel or paying perpetual medical expenses. A home equity line of credit is a variable rate line of credit where the borrower can make multiple draws against the line to make payments on a continuing basis.

A home equity loan is ideal for one-time expenses such as adding a new pool, a new roof or debt consolidation. A home equity loan acts like a traditional, fixed rate second mortgage product and the borrower makes regular monthly payments on the lump sum cash he or she receives.

More About Home Equity Loans


Texas Home Equity Loans by County
Anderson County Home Equity Loans Gillespie County Home Equity Loans Moore County Home Equity Loans
Andrews County Home Equity Loans Glasscock County Home Equity Loans Morris County Home Equity Loans
Angelina County Home Equity Loans Goliad County Home Equity Loans Motley County Home Equity Loans
Aransas County Home Equity Loans Gonzales County Home Equity Loans Nacogdoches County Home Equity Loans
Archer County Home Equity Loans Gray County Home Equity Loans Navarro County Home Equity Loans
Armstrong County Home Equity Loans Grayson County Home Equity Loans Newton County Home Equity Loans
Atascosa County Home Equity Loans Gregg County Home Equity Loans Nolan County Home Equity Loans
Austin County Home Equity Loans Grimes County Home Equity Loans Nueces County Home Equity Loans
Bailey County Home Equity Loans Guadalupe County Home Equity Loans Ochiltree County Home Equity Loans
Bandera County Home Equity Loans Hale County Home Equity Loans Oldham County Home Equity Loans
Bastrop County Home Equity Loans Hall County Home Equity Loans Orange County Home Equity Loans
Baylor County Home Equity Loans Hamilton County Home Equity Loans Palo Pinto County Home Equity Loans
Bee County Home Equity Loans Hansford County Home Equity Loans Panola County Home Equity Loans
Bell County Home Equity Loans Hardeman County Home Equity Loans Parker County Home Equity Loans
Bexar County Home Equity Loans Hardin County Home Equity Loans Parmer County Home Equity Loans
Blanco County Home Equity Loans Harris County Home Equity Loans Pecos County Home Equity Loans
Borden County Home Equity Loans Harrison County Home Equity Loans Polk County Home Equity Loans
Bosque County Home Equity Loans Hartley County Home Equity Loans Potter County Home Equity Loans
Bowie County Home Equity Loans Haskell County Home Equity Loans Presidio County Home Equity Loans
Brazoria County Home Equity Loans Hays County Home Equity Loans Rains County Home Equity Loans
Brazos County Home Equity Loans Hemphill County Home Equity Loans Randall County Home Equity Loans
Brewster County Home Equity Loans Henderson County Home Equity Loans Reagan County Home Equity Loans
Briscoe County Home Equity Loans Hidalgo County Home Equity Loans Real County Home Equity Loans
Brooks County Home Equity Loans Hill County Home Equity Loans Red River County Home Equity Loans
Brown County Home Equity Loans Hockley County Home Equity Loans Reeves County Home Equity Loans
Burleson County Home Equity Loans Hood County Home Equity Loans Refugio County Home Equity Loans
Burnet County Home Equity Loans Hopkins County Home Equity Loans Roberts County Home Equity Loans
Caldwell County Home Equity Loans Houston County Home Equity Loans Robertson County Home Equity Loans
Calhoun County Home Equity Loans Howard County Home Equity Loans Rockwall County Home Equity Loans
Callahan County Home Equity Loans Hudspeth County Home Equity Loans Runnels County Home Equity Loans
Cameron County Home Equity Loans Hunt County Home Equity Loans Rusk County Home Equity Loans
Camp County Home Equity Loans Hutchinson County Home Equity Loans Sabine County Home Equity Loans
Carson County Home Equity Loans Irion County Home Equity Loans San Augustine County Home Equity Loans
Cass County Home Equity Loans Jack County Home Equity Loans San Jacinto County Home Equity Loans
Castro County Home Equity Loans Jackson County Home Equity Loans San Patricio County Home Equity Loans
Chambers County Home Equity Loans Jasper County Home Equity Loans San Saba County Home Equity Loans
Cherokee County Home Equity Loans Jeff Davis County Home Equity Loans Schleicher County Home Equity Loans
Childress County Home Equity Loans Jefferson County Home Equity Loans Scurry County Home Equity Loans
Clay County Home Equity Loans Jim Hogg County Home Equity Loans Shackelford County Home Equity Loans
Cochran County Home Equity Loans Jim Wells County Home Equity Loans Shelby County Home Equity Loans
Coke County Home Equity Loans Johnson County Home Equity Loans Sherman County Home Equity Loans
Coleman County Home Equity Loans Jones County Home Equity Loans Smith County Home Equity Loans
Collin County Home Equity Loans Karnes County Home Equity Loans Somervell County Home Equity Loans
Collingsworth County Home Equity Loans Kaufman County Home Equity Loans Starr County Home Equity Loans
Colorado County Home Equity Loans Kendall County Home Equity Loans Stephens County Home Equity Loans
Comal County Home Equity Loans Kenedy County Home Equity Loans Sterling County Home Equity Loans
Comanche County Home Equity Loans Kent County Home Equity Loans Stonewall County Home Equity Loans
Concho County Home Equity Loans Kerr County Home Equity Loans Sutton County Home Equity Loans
Cooke County Home Equity Loans Kimble County Home Equity Loans Swisher County Home Equity Loans
Coryell County Home Equity Loans King County Home Equity Loans Tarrant County Home Equity Loans
Cottle County Home Equity Loans Kinney County Home Equity Loans Taylor County Home Equity Loans
Crane County Home Equity Loans Kleberg County Home Equity Loans Terrell County Home Equity Loans
Crockett County Home Equity Loans Knox County Home Equity Loans Terry County Home Equity Loans
Crosby County Home Equity Loans La Salle County Home Equity Loans Throckmorton County Home Equity Loans
Culberson County Home Equity Loans Lamar County Home Equity Loans Titus County Home Equity Loans
Dallam County Home Equity Loans Lamb County Home Equity Loans Tom Green County Home Equity Loans
Dallas County Home Equity Loans Lampasas County Home Equity Loans Travis County Home Equity Loans
Dawson County Home Equity Loans Lavaca County Home Equity Loans Trinity County Home Equity Loans
De Witt County Home Equity Loans Lee County Home Equity Loans Tyler County Home Equity Loans
Deaf Smith County Home Equity Loans Leon County Home Equity Loans Upshur County Home Equity Loans
Delta County Home Equity Loans Liberty County Home Equity Loans Upton County Home Equity Loans
Denton County Home Equity Loans Limestone County Home Equity Loans Uvalde County Home Equity Loans
Dickens County Home Equity Loans Lipscomb County Home Equity Loans Val Verde County Home Equity Loans
Dimmit County Home Equity Loans Live Oak County Home Equity Loans Van Zandt County Home Equity Loans
Donley County Home Equity Loans Llano County Home Equity Loans Victoria County Home Equity Loans
Duval County Home Equity Loans Loving County Home Equity Loans Walker County Home Equity Loans
Eastland County Home Equity Loans Lubbock County Home Equity Loans Waller County Home Equity Loans
Ector County Home Equity Loans Lynn County Home Equity Loans Ward County Home Equity Loans
Edwards County Home Equity Loans Madison County Home Equity Loans Washington County Home Equity Loans
El Paso County Home Equity Loans Marion County Home Equity Loans Webb County Home Equity Loans
Ellis County Home Equity Loans Martin County Home Equity Loans Wharton County Home Equity Loans
Erath County Home Equity Loans Mason County Home Equity Loans Wheeler County Home Equity Loans
Falls County Home Equity Loans Matagorda County Home Equity Loans Wichita County Home Equity Loans
Fannin County Home Equity Loans Maverick County Home Equity Loans Wilbarger County Home Equity Loans
Fayette County Home Equity Loans Mcculloch County Home Equity Loans Willacy County Home Equity Loans
Fisher County Home Equity Loans Mclennan County Home Equity Loans Williamson County Home Equity Loans
Floyd County Home Equity Loans Mcmullen County Home Equity Loans Wilson County Home Equity Loans
Foard County Home Equity Loans Medina County Home Equity Loans Winkler County Home Equity Loans
Fort Bend County Home Equity Loans Menard County Home Equity Loans Wise County Home Equity Loans
Franklin County Home Equity Loans Midland County Home Equity Loans Wood County Home Equity Loans
Freestone County Home Equity Loans Milam County Home Equity Loans Yoakum County Home Equity Loans
Frio County Home Equity Loans Mills County Home Equity Loans Young County Home Equity Loans
Gaines County Home Equity Loans Mitchell County Home Equity Loans Zapata County Home Equity Loans
Galveston County Home Equity Loans Montague County Home Equity Loans Zavala County Home Equity Loans
Garza County Home Equity Loans Montgomery County Home Equity Loans