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New Jersey Home Equity Loans
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Home Equity Rates
PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 4.09% 4.16%
15 year fixed Graph Icon Arrow 3.25% 3.30%
5/1 ARM Graph Icon Arrow 3.28% 3.36%

 Rate disclaimer

PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 4.09% 4.17%
15 year fixed refi Graph Icon Arrow 3.25% 3.34%
10 year fixed refi Graph Icon Arrow 3.15% 3.18%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.20% 3.20%
48 month used car loan Graph Icon Arrow 3.18% 3.19%
60 month new car loan Graph Icon Arrow 3.44% 3.44%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.75% 0.71%
1 Year CD Graph Icon Arrow 1.24% 1.24%
2 Year CD Graph Icon Arrow 1.41% 1.41%
PRODUCT Rate
MMA and SAVINGS 0.58%
$10k MMA 0.57%
Interest Checking 0.43%

Mortgage Brokers & Lenders Directory

You can search our directory or Mortage Brokers & Lenders and get a current quote on 30 year fixed mortgage rates as well as current mortgage interest rate for other loan programs.

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New Jersey Home Equity Loans


New Jersey homeowners have access to home equity loans and home equity lines of credit (HELOCs) offered by quality lenders throughout the state. “Garden State” residents can typically access up to 80% of their home’s loan-to-value to fund projects and ongoing expenses. When it comes to selecting a second mortgage, New Jersey borrowers from Hoboken (07030) to Princeton (08540) should consider how they plan to use the money.

For a large, one time expense such as a kitchen or bathroom remodel or debt consolidation, a home equity loan may be the best fit. The borrower receives one lump sum of money that can be used to pay a contractor or designer for a remodel or to several creditors in the case of debt consolidation. Debt consolidation using a home equity loan helps the borrower consolidate several debts into one monthly payment. If the borrower needs a steady cash flow to make several payments, a home equity line of credit (HELOC) may be the best option. A home equity line of credit is a revolving line of credit where the borrower can draw only the amount of money he or she needs.

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