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California Home Equity Loans
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Home Equity Rates
PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 4.09% 4.16%
15 year fixed Graph Icon Arrow 3.25% 3.30%
5/1 ARM Graph Icon Arrow 3.28% 3.36%

 Rate disclaimer

PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 4.09% 4.17%
15 year fixed refi Graph Icon Arrow 3.25% 3.34%
10 year fixed refi Graph Icon Arrow 3.15% 3.18%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.20% 3.20%
48 month used car loan Graph Icon Arrow 3.18% 3.19%
60 month new car loan Graph Icon Arrow 3.44% 3.44%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.75% 0.71%
1 Year CD Graph Icon Arrow 1.24% 1.24%
2 Year CD Graph Icon Arrow 1.41% 1.41%
PRODUCT Rate
MMA and SAVINGS 0.58%
$10k MMA 0.57%
Interest Checking 0.43%

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You can search our directory or Mortage Brokers & Lenders and get a current quote on 30 year fixed mortgage rates as well as current mortgage interest rate for other loan programs.

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California Home Equity Loans


Home equity loans and home equity lines of credit are widely available to homeowners throughout California. From Oro Grande (92368) to Hillsborough (94010), California homeowners have options for financing home improvement projects, debt consolidation and college tuition using a home loan.

Before considering whether a home equity loan or HELOC is the best fit, many Californians examine how they plan to use the money. For those who need to tap into their home’s equity for funding a kitchen renovation or plumbing work repair; a home equity loan may be the best choice. Also, a home equity loan is a good choice for debt consolidation. Debt consolidation is when the borrower pays off several debts using one loan (home equity loan). Home equity loans provide the borrower with a lump sum of money, which must be paid back within a pre-determined term.

For borrowers who may need the money to finance an ongoing project or endeavor such as college tuition, a HELOC may work best. A HELOC is a revolving line of credit where the borrower is provided with a maximum draw amount, but only has to may payments on money actually borrowed.

Home equity loans in California may be tax deductible if used for home improvement or repair. Most qualified lenders would advise California residents to consult their accountant before claiming deductions from a home equity loan.

More About Home Equity Loans


California Home Equity Loans by County
Alameda County Home Equity Loans Marin County Home Equity Loans San Luis Obispo County Home Equity Loans
Alpine County Home Equity Loans Mariposa County Home Equity Loans San Mateo County Home Equity Loans
Amador County Home Equity Loans Mendocino County Home Equity Loans Santa Barbara County Home Equity Loans
Butte County Home Equity Loans Merced County Home Equity Loans Santa Clara County Home Equity Loans
Calaveras County Home Equity Loans Modoc County Home Equity Loans Santa Cruz County Home Equity Loans
Colusa County Home Equity Loans Mono County Home Equity Loans Shasta County Home Equity Loans
Contra Costa County Home Equity Loans Monterey County Home Equity Loans Sierra County Home Equity Loans
Del Norte County Home Equity Loans Napa County Home Equity Loans Siskiyou County Home Equity Loans
El Dorado County Home Equity Loans Nevada County Home Equity Loans Solano County Home Equity Loans
Fresno County Home Equity Loans Orange County Home Equity Loans Sonoma County Home Equity Loans
Glenn County Home Equity Loans Placer County Home Equity Loans Stanislaus County Home Equity Loans
Humboldt County Home Equity Loans Plumas County Home Equity Loans Sutter County Home Equity Loans
Imperial County Home Equity Loans Riverside County Home Equity Loans Tehama County Home Equity Loans
Inyo County Home Equity Loans Sacramento County Home Equity Loans Trinity County Home Equity Loans
Kern County Home Equity Loans San Benito County Home Equity Loans Tulare County Home Equity Loans
Kings County Home Equity Loans San Bernardino County Home Equity Loans Tuolumne County Home Equity Loans
Lake County Home Equity Loans San Diego County Home Equity Loans Ventura County Home Equity Loans
Lassen County Home Equity Loans San Francisco County Home Equity Loans Yolo County Home Equity Loans
Los Angeles County Home Equity Loans San Joaquin County Home Equity Loans Yuba County Home Equity Loans
Madera County Home Equity Loans