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Home Purchase Loans
Type of Loan:
Home Description:
Your Credit Profile:
Home Purchase Rates
PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 4.04% 3.94%
15 year fixed Graph Icon Arrow 3.18% 3.15%
5/1 ARM Graph Icon Arrow 3.16% 3.15%

 Rate disclaimer

PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 4.08% 3.97%
15 year fixed refi Graph Icon Arrow 3.19% 3.16%
10 year fixed refi Graph Icon Arrow 3.03% 3.02%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.20% 3.19%
48 month used car loan Graph Icon Arrow 3.18% 3.18%
60 month new car loan Graph Icon Arrow 3.41% 3.25%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.71% 0.71%
1 Year CD Graph Icon Arrow 1.21% 1.21%
2 Year CD Graph Icon Arrow 1.36% 1.36%
PRODUCT Rate
MMA and SAVINGS 0.57%
$10k MMA 0.52%
Interest Checking 0.43%

Mortgage Brokers & Lenders Directory

You can search our directory or Mortage Brokers & Lenders and get a current quote on 30 year fixed mortgage rates as well as current mortgage interest rate for other loan programs.

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Rhode Island Home Buying


Mortgage loans in Rhode Island are available through quality mortgage lenders and mortgage brokers for a variety of products ranging from first mortgages and mortgage refinance to home equity loans. Whether it’s a new home purchase for the family or to fulfill real estate investing interests; Rhode Island has plenty of inventory to fit just about every need.

Before going on the house hunt borrowers should check their credit score and determine how much house they can afford. Calculating house affordability can be done using mortgage calculators or a home purchase calculator. Include debt, assets and income to arrive at a comfortable price range. Borrowers should also determine if their credit score matches their financial behavior by accessing a free credit report. Borrowers should scrutinize their credit report to check for inaccuracies and outdated information.

Now Rhode Island borrowers can being the house hunt once he or she takes into consideration home affordability and credit score. In addition to existing inventory, new home communities are cropping up state-wide. Picerne Homes is creating new neighborhoods in the surrounding Warwick area and North Kingstown Green is introducing new home communities in South County.

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