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Secured Credit Cards

Secured Credit Cards help those who have no credit or need to fix a bad credit history before they can qualify for a traditional credit card. For some people, Secured Credit Cards are the only option for establishing or re-establishing credit.

Credit cards are part of everyday life. You need them to make a hotel reservations, book air travel, rent a car, or purchase items online. In many cases, you cannot write a check at a store unless you have a credit card as a second signature verification. But those with a credit score below 650 may not qualify for a regular credit card. That’s why Secure Credit Cards are so important.

To get a secured card, you will need to deposit cash collateral to establish your line of credit on the account. If you find your initial deposit is not enough, you can always add to the balance later. These cards report to the credit bureaus, so your credit score will go up as long as you keep low balances and pay on time.

Search through the Secured Credit Cards available and choose one that offers low fees and convenience. You can apply through a secure online for and be on the road to better credit right away!

Credit Card Rates
PRODUCT +/- Rate Last week
30 year fixed Graph Icon Arrow 3.97% 4.04%
15 year fixed Graph Icon Arrow 3.16% 3.18%
5/1 ARM Graph Icon Arrow 3.15% 3.16%

 Rate disclaimer

PRODUCT +/- Rate Last week
30 year fixed refi Graph Icon Arrow 3.99% 4.08%
15 year fixed refi Graph Icon Arrow 3.24% 3.19%
10 year fixed refi Graph Icon Arrow 3.05% 3.03%
PRODUCT +/- Rate Last week
60 month used car loan Graph Icon Arrow 3.19% 3.20%
48 month used car loan Graph Icon Arrow 3.17% 3.18%
60 month new car loan Graph Icon Arrow 3.41% 3.41%
PRODUCT +/- Yield Last week
6 Month CD Graph Icon Arrow 0.75% 0.71%
1 Year CD Graph Icon Arrow 1.23% 1.21%
2 Year CD Graph Icon Arrow 1.38% 1.36%
PRODUCT Rate
MMA and SAVINGS 0.54%
$10k MMA 0.49%
Interest Checking 0.43%

Mortgage Brokers & Lenders Directory

You can search our directory or Mortage Brokers & Lenders and get a current quote on 30 year fixed mortgage rates as well as current mortgage interest rate for other loan programs.

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Guard your Identity We'll closely monitor** your Experian® Equifax® and TransUnion® Credit Reports every day.
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Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A None N/A No Credit
Why we recommend it
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Additional Secured Credit Cards
No application fee and no obligation
No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
No overdraft fees or minimum balances
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
Portion of your purchase goes to breast cancer awareness and detection.
Earning your trust since 1968
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A*
(N/A*)
N/A* As low as $0* N/A No Credit
No credit check required - 100% Approval
  Simple Pricing - Only 3 Fees with Direct Deposit
  No overdraft fees, interest fees or hidden fees
  Free Direct Deposit
  Free Online Bill Pay
 Free transactions and customer service*
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A See Terms* N/A No Credit
$0 Activation Online –with no credit check
 Access over 18,000 MoneyPass ® ATMs
  Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  Get $10 with qualifying direct deposit (see site for restrictions)
  No Monthly fee for any month with at least 30 purchases
  No Transaction fees on US purchases
  No overdraft fees
  No Minimum balance required
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None N/A No Credit
Get Your Premium Benefits:
Exclusive Rewards Program
Free Credit Score
Free Mobile Banking and Text Alerts
Free Online Bill Payment & Check Writing
Free Direct Deposit - paycheck, benefits, tax refunds
No Credit Check*, no Overdraft Fees or Balance Minimums
Reloadable up to $10,000 Max Balance
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None N/A No Credit
$0 Activation Online –with no credit check
 Access over 18,000 MoneyPass ® ATMs
 Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
No Monthly fee for any month with at least 30 purchases
No Transaction fees on US purchases
 No overdraft fees
 No Minimum balance required
Get $10 with qualifying direct deposit (see site for restrictions)
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None N/A No Credit
Surcharge-Free ATM Network at over 18,000 ATMs
SNO Card Issuance Fee - NO Activation Fee
S$0 Monthly with Direct Deposit $350/month or cash load $700/month
SFree Live Customer Service - 24 hours per day 7 days per week
SFree Text and Email Alerts and Online Account Access
SSend Paper Checks and Electronic Bill Pay to Anyone Apply Now!
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None N/A No Credit
Reloadable prepaid Visa® card for teens, managed by parents.
No activation fee, no monthly or yearly fee.
Created for families’ needs with full parental control.
Quick, easy online application.
Free money loading with direct deposit.
Accepted anywhere Visa debit cards are accepted, including abroad and online.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A*
(N/A*)
N/A* See Terms** N/A No Credit
100% approval - NO credit check required
Make purchases anywhere Visa Debit is accepted
No overdraft fees or minimum balances
Online Bill Pay - Easily send a check to anyone
5% APY Savings Account - EXCLUSIVE!
FREE Direct Deposit from your paycheck or government check
Add up to $10K to your account in over 65,000 locations
As seen on TV and in stores nationwide!
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A*
(N/A*)
N/A* None N/A No Credit
Created by Russell Simmons to provide Financial Freedom and Respect
Guaranteed approval*
No Credit Check
Free Direct Deposit
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A*
(N/A*)
N/A* None N/A No Credit
New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Mobile & Email Alerts
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A*
(N/A*)
N/A* 39.95* N/A No Credit
Get cash at over 900,000 ATMs worldwide
Pay your bills online or over the phone
Eliminate payday hassles with free direct deposit
Accepted at millions of MasterCard locations worldwide
NO credit checks
NO employment verification
NO monthly or annual fees
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A*
(N/A*)
N/A* None N/A No Credit
Show your style with the BabyPhat RushCard
Guaranteed approval*
No Credit Check
Free Direct Deposit
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A*
(N/A*)
N/A* None N/A No Credit