Credit Cards - Secured

Secured Credit Cards help those who have no credit or need to fix a bad credit history before they can qualify for a traditional credit card. For some people, Secured Credit Cards are the only option for establishing or re-establishing credit.

Credit cards are part of everyday life. You need them to make a hotel reservations, book air travel, rent a car, or purchase items online. In many cases, you cannot write a check at a store unless you have a credit card as a second signature verification. But those with a credit score below 650 may not qualify for a regular credit card. That’s why Secure Credit Cards are so important.

To get a secured card, you will need to deposit cash collateral to establish your line of credit on the account. If you find your initial deposit is not enough, you can always add to the balance later. These cards report to the credit bureaus, so your credit score will go up as long as you keep low balances and pay on time.

Search through the Secured Credit Cards available and choose one that offers low fees and convenience. You can apply through a secure online for and be on the road to better credit right away!
Search by Card Type
0% Credit Cards
Balance Transfer Credit Cards
Bad Credit Credit Cards
Business Credit Cards
Cash Back Credit Cards
Low Interest Credit Cards
Reward Credit Cards
Student Credit Cards
Secured Credit Cards
Search and compare 100+ credit cards to find your ideal card.
Credit Card Rates
PRODUCT Rate +/- Last week
30 yr fixed 4.36% 4.34%
15 yr fixed 3.85% 3.86%
5/1 ARM 3.38% 3.39%
View rates in your area:
PRODUCT Rate +/- Last week
30K Home Equity Loan 7.45% 7.47%
30K HELOC 5.10% 5.12%
50K HELOC 4.82% 4.84%
View rates in your area:
PRODUCT Rate +/- Last week
36 Mo Used Car 6.39% 6.48%
48 Mo Used Car 6.13% 6.28%
48 Mo New Car 6.03% 6.16%
View rates in your area:
PRODUCT Yield +/- Last week
1 Yr CD 1.24% 1.27%
5 Yr CD 2.50% 2.56%
6 Mo CD 0.81% 0.90%
Compare rates:
PRODUCT Rate
Low Interest Cards 10.40%
Balance Transfer Cards 15.94%
All Variable 14.38%
Compare rates:

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Recommended Just for you

Check your Report See who's been checking your credit. Look for potential inaccuracies and unauthorized activity.
Guard your Identity We'll closely monitor** your Experian® Equifax® and TransUnion® Credit Reports every day.
Know your Score Higher scores usually mean lower interest rates on new loans, which could save you money.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None Yes No Credit
Why we recommend it
Brought to you by FreeCreditScore.com
Additional Secured Credit Cards

No application fee and no obligation
No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
No overdraft fees or minimum balances
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
Portion of your purchase goes to breast cancer awareness and detection.
Earning your trust since 1968
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* As low as $0* No No Credit

$0 WEEKLY FEE - with Direct Deposit!
$0 ACTIVATION FEE - with Direct Deposit*
Guaranteed approval† with no credit check
FREE unlimited purchase transactions
FREE Direct Deposit - no more check cashing fees
FREE Account Alerts - email and/or SMS text messages
Pay any bill: rent, cellular phone, insurance, utilities, etc.
Load cash at over 100,000 participating retail locations
Take Control - no late fees, no interest, no NSF fees
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A See Terms* No No Credit

As seen on TV-by far the most popular prepaid in America!
Available at over 50,000 retailers including Walgreens, CVS, Rite-Aid
Save $5 today when you order online
No credit check, EVER
Easy reload using Green Dot MoneyPaks
Extra bonuses with Direct Deposit
No bounced check fees or outrageous interest charges
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None No No Credit

FREE activation with NO annual or monthly fees!
A safe alternative to credit card debt.
Instant and convenient access to funds-have your paycheck deposited directly on your Facecard.
Set up bill pay, no more forgetting the electricity bill.
Friend-to-friend paybacks as easy as going to the website via internet or mobile phone.
Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
Receive Prewards, which are like coupons, put directly on your card.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

100% Approval Guaranteed!* - No Chexsystems or credit checks, bankruptcy okay!
Now with FREE Credit Builder!
Better than a checking account - Great online bill pay service with no overdraft, bounced check fees - EVER!
Pay Nothing Now! - No deposits or prepayments required to get your card.
FREE Direct Deposit! - stop paying to cash your paycheck.
FREE phone and online access to your card account!
No declined transaction fees!
Great Loading Options - FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
Cheaper than credit - no late fees, no over limit fees, no interest charges - EVER!
* Subject to I.D. Verification.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

FREE Activation with NO annual or monthly fees!
A safe alternative to credit card debt.
Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
Instant and convenient access to funds and allowances.
Have funds deposited directly onto your card-easier access to your paycheck.
Safe and easy way to have funds when studying and travelling abroad.
Receive Prewards, which are like coupons, put directly on your card.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

Reloadable prepaid Visa® card for teens, managed by parents.
No activation fee, no monthly or yearly fee.
Created for families’ needs with full parental control.
Quick, easy online application.
Free money loading with direct deposit.
Accepted anywhere Visa debit cards are accepted, including abroad and online.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* See Terms** No No Credit

100% approval - NO credit check required
Make purchases anywhere Visa Debit is accepted
No overdraft fees or minimum balances
Online Bill Pay - Easily send a check to anyone
5% APY Savings Account - EXCLUSIVE!
FREE Direct Deposit from your paycheck or government check
Add up to $10K to your account in over 65,000 locations
As seen on TV and in stores nationwide!
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

Created by Russell Simmons to provide Financial Freedom and Respect
Guaranteed approval*
No Credit Check
Free Direct Deposit
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Mobile & Email Alerts
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* 39.95* No No Credit

# NEW! Now with the iAdvance(SM) loan option, no credit check needed. # Instant Guaranteed Approval* – no credit check, no security deposit # $0 ACTIVATION FEE – when you load your card by direct deposit # Free Direct Deposit – no more check cashing fees # Free Online Check Writing – no need for expensive money orders # Free Credit Builder† – bill pay transactions are reported to PRBC® # No Overdraft Fees – no minimum balance required # Reloadable - $10,000 balance limit
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* See Terms** No No Credit

Get cash at over 900,000 ATMs worldwide
Pay your bills online or over the phone
Eliminate payday hassles with free direct deposit
Accepted at millions of MasterCard locations worldwide
NO credit checks
NO employment verification
NO monthly or annual fees
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

Show your style with the BabyPhat RushCard
Guaranteed approval*
No Credit Check
Free Direct Deposit
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

Receive cash back from your own spending
Receive cash compensation from the spending of anyone in your compensation tree.
Live debt free and receive compensation for your everyday spending.
Reload your card directly from your payroll or bank account
Powerful Online Account Management
Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
Card Accepted at 30 Million merchants & One Million ATM machines
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

Eufora Elite Credit Builder Prepaid MasterCard
BUILDS CREDIT! Reports to Credit Bureaus
100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
FREE Direct Deposit
FREE Point of Sale Transactions
FREE 24/7 Online Access
FREE Live Customer Support
Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
Safer than Cash
Cash Reward Program
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

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