Cash Back Credit Cards

Cash Back Credit Cards are the top choice of smart consumers. Most offer a percentage-based cash back reward on all purchases, plus bonuses for everyday shopping categories like groceries and gasoline. You may get even bigger bonuses by shopping online through the card’s shopping site…as much as 20%!

You can find these cards in many varieties and some Cash Back Credit Cards even offer special incentives just for signing up. You may get 0% APR for up to 12 months on balance transfers or special introductory rates when you open an account. No single card is best for everyone. Look for cards that fit your lifestyle or support causes that are important to you.

You can find Cash Back Credit Cards from VISA, MasterCard, Discover and American Express. Search for a card that fits you and compare offers for the best rewards. Then complete a quick and secure online application to get started on your cash back rewards today!
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Search and compare 100+ credit cards to find your ideal card.
Credit Card Rates
PRODUCT +/- Rate Last week
30 yr fixed mtg 3.87% 3.92%
15 yr fixed mtg 3.18% 3.24%
5/1 ARM 2.85% 2.89%
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PRODUCT +/- Rate Last week
$30K HELOC 4.71% 4.81%
$30K home equity loan 6.00% 6.21%
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PRODUCT +/- Rate Last week
48 month used car loan 4.25% 4.80%
48 month new car loan 3.64% 4.04%
36 month used car loan 4.89% 4.87%
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PRODUCT +/- Yield Last week
6 month CD 0.48% 0.46%
1 yr CD 0.76% 0.67%
5 yr CD 1.57% 1.59%
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PRODUCT Rate
Balance Transfer Cards 16.16%
Cash Back Cards 16.59%
Low Interest Cards 10.68%
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Recommended Just For You

Limited Time Offer - $0 Balance Transfer Fee!*
0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%*
(APR: 0% for 12 months*) 		10.99% - 19.99% (Variable)* None 0%
(12 months*) 		Excellent Credit
Why we recommend it
After the intro APR expires, your APR will be 10.99% to 20.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Additional Cash Back Credit Cards

Made with carbon, not just another piece of plastic; Membership is limited
  24-hour concierge service at your disposal
  Access to over 600 VIP airport lounges worldwide in over 100 countries
  Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
 Accepted globally; zero liability protection against unauthorized purchases
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%
(6 months) 		As Low As
14.99% 		$495 for 15 months*
(0%) 		Good Credit

New – 20,000 points toward FREE FLIGHTS + $50 after the first time you use your card
Get 3,000 Points every year on your Card member Anniversary - that's equal to $50 toward a Wanna Get Away® Fare
Now you can redeem for International Travel, Hotels, Gift Cards and more.
Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent onEVERYTHING else
Your Bags Fly FREE! No Blackout Dates, Points Don’t Expire, and Unlimited Reward Seats!
No Change fees – if you need to change your flight, you won’t be charged a fee.
September 11th Security Fee Applies
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A As Low As
14.24%* 		$69* (YES*) Excellent Credit

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 11.99% - 20.99%*
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%*
(15 months) 		11.99%-20.99% (Variable)* None (YES) Excellent Credit

Get 5% cash back on wireless services and office supply purchases*
Get 3% cash back on automobile gasoline*
 Get 1% cash back on other purchases*
No limit to the amount of cash back you can earn
Cash back on purchases is automatically credited to your statement each month
 Save 3% to 10% automatically on business expenses from FedEx, Hertz(R), OfficeMax(R), and more with OPEN Savings(R)
No introductory annual membership fee
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%
(12 months*) 		As Low As
13.24% Variable 		None N/A Excellent Credit

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
Double Cashback Bonus®* at gas stations and restaurants.
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%*
(12 months on Balance Transfers and Purchases) 		11.99% - 20.99% (Variable)* None (YES) Fair Credit

Check your Report See who's been checking your credit. Look for potential inaccuracies and unauthorized activity.
Guard your Identity We'll closely monitor** your Experian® Equifax® and TransUnion® Credit Reports every day.
Know your Score Higher scores usually mean lower interest rates on new loans, which could save you money.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None N/A No Credit

Earn up to $250 Bonus Cash Back
5% cash back on the first $25,000 spent annually on office supplies, cable services, and telecom services
2% cash back on the first $15,000 spent annually on gas and dining
1% cash back on all other purchases with no limit on the amount of cash back you can earn
Cash back rewards do not expire
0% intro APR for 6 months and no annual fee*
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%
(6 Months*) 		As Low As
13.24% - 19.24% Variable 		None 0%
(6 months) 		Excellent Credit

15,000 bonus points after first purchase*
No limit to the number of points you can earn – and points never expire
You earn 2 points per dollar spent when you book airfare through Ultimate Rewards*
Flexibility in Rewards – you can redeem your points for anything you want – from travel and merchandise to gift cards and more.
0% Introductory APR  for 6 months*
No annual fee*
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%
(6 Months*) 		As Low As
13.24% - 19.24% Variable 		None 0%*
(6 months) 		Excellent Credit

Earn up to 5% cash back on everyday purchases - even gas!
No Annual Fee
0% Intro APR for up to 12 months on purchases
Express Approval. Get a decision in less than 60 seconds. Apply Now
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%*
(6 months) 		As Low As
17.24%-21.24% Variable 		None 17.24%-21.24%
(N/A) 		Excellent Credit

7,500 bonus points redeemable for a $100 statement credit

2X points on all dining, hotel, and car rental purchases, and 1 point per dollar for all other eligible purchases

$100 annual Airline Allowance to cover baggage fees and other incidental in-flight purchases

The points you earn are good for any airline, hotel, cruise, or car rental, anytime no blackout dates, no travel restrictions

Flexibility to pay over time
0% intro APR on purchases for 6 months
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0% on purchases
(up to 12 months) 		As Low As
17.24%-21.24% Variable 		$75 annual fee N/A Excellent Credit

Earn 25,000 bonus points after your first purchase
No limit to the number of points you can earn – and points never expire
Over 45,000 bonus points every year redeemable towards flights and just about anything else!
No interest expense and up to 30 days to pay with this pay-in-full charge card
First year free ($95 value)*
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A* None first year. $95 after N/A Excellent Credit

No annual fee, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
NO spend minimum, NO enrollment, and NO rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%*
(12 months) 		As Low As
17.24%-22.24% Variable 		None N/A Excellent Credit

American Express® Card and Costco Membership Card in one — with no annual fee for Costco members
Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
 Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Card members from Costco and American Express
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%*
(6 months*) 		As Low As
15.24% Variable 		None N/A Excellent Credit

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus®* in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0% on Purchases*
(6 months*) 		13.99%- 20.99% (V)* None N/A Fair Credit

Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus®* in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%*
(for 6 months*) 		13.99% - 20.99% (Variable)* None N/A Fair Credit

Earn Cashback Bonus® for your good credit management
3.99% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 11.99% - 20.99%*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
3.99%*
(12 Months*) 		11.99% - 20.99% (Variable)* None 3.99%*
(15 Months*) 		Good Credit

0% Intro APR on purchases for 9 months, then the variable purchase APR of 13.99%-20.99%.
Double Cashback Bonus®* at any gas station and any restaurant.
Up to 1% unlimited Cashback Bonus on everything else you buy.
$0 Fraud Liability
No Annual Fee
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%*
(9 months*) 		13.99%- 20.99% (V)* None N/A Fair Credit

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus®* in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%*
(9 months*) 		13.99% - 20.99% (Variable)* None N/A Fair Credit

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus®* in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0% on Purchases*
(9 months*) 		13.99% - 20.99% (Variable)* None N/A Fair Credit

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus®* in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%
(9 months*) 		13.99% - 20.99% (Variable)* None N/A Fair Credit

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
1.99%
(6 months) 		As Low As
9.25%, 12.25%, or 15.25% 		None N/A Good Credit

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