Credit Cards - Bad Credit

Bad Credit Credit Cards are designed to help people with credit problems. Even when you have a poor credit history, you can still find a credit card that will fit your needs. Many cards even help you rebuild your credit when you keep low balances and pay your bill on time. If your credit score is below 650, and you are having trouble being approved for a credit card, Bad Credit Credit Cards may help.

If you prefer not to carry a credit card balance, there are Prepaid Debit Cards perfect for those with bad credit. These cards make it easy to reload the balance from your bank account and give you the freedom of a credit card to make purchases online, on the phone and while traveling.

Search through Bad Credit Credit Cards to see which fits your needs best. Compare offers and choose a card that will meet your financial goals, and then apply quickly and easily through a secure online application. It is easy and fast!

Credit Card Rates
PRODUCT Rate +/- Last week
30 yr fixed 4.38% 4.36%
15 yr fixed 3.86% 3.87%
5/1 ARM 3.38% 3.44%
PRODUCT Rate +/- Last week
30K HELOC 5.10% 5.11%
30K Home Equity Loan 7.45% 7.50%
50K HELOC 4.82% 4.84%
PRODUCT Rate +/- Last week
48 Mo Used Car 6.28% 6.29%
48 Mo New Car 6.16% 6.16%
36 Mo Used Car 6.48% 6.47%
PRODUCT Yield +/- Last week
6 Mo CD 0.90% 0.90%
5 Yr CD 2.56% 2.58%
1 Yr CD 1.27% 1.32%
PRODUCT Rate
Low Interest Cards 10.40%
Balance Transfer Cards 15.94%
All Variable 14.35%

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You can search our directory or Mortgage Brokers & Lenders and get a current quote on 30 year fixed mortgage rates as well as current mortgage interest rate for other loan programs.

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Recommended Just for you
Eufora Elite Credit Builder Prepaid MasterCard
BUILDS CREDIT! Reports to Credit Bureaus
100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
FREE Direct Deposit
FREE Point of Sale Transactions
FREE 24/7 Online Access
FREE Live Customer Support
Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
Safer than Cash
Cash Reward Program
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None No Poor Credit
Why we recommend it
No Credit Check! Your Elite Level Monthly Credit Builder payment will be only $10. Your Credit Builder monthly payment history will be reported to our credit bureau reporting partners TransUnion and Experian.

Additional Bad Credit Credit Cards
Reloadable prepaid Visa® card for 18-25 year olds.
No activation fee, no monthly or yearly fee.
Great solution for a debt-free financial future as it has no APR or overdraft allowance.
Quick, easy online application.
Free money loading with direct deposit from friends, family and employers.
Free and instant card-to-card transfer, perfect for IOUs, birthdays, holidays, etc.
Accepted anywhere Visa debit cards are accepted, including abroad and online.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A See Terms* No Poor Credit
Provide your employees with a reloadable prepaid card for business expenses.
Trial offer - first 2 months free
Manage spending for staff in the field
Alternative to credit cards, petty cash, check reimbursements
Enforce budgets with individual card balances
Control spending by merchant category and daily limits
Online program management
No transaction or card load fees - simple pricing
No credit check required
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A See Terms* No Poor Credit
100% Guaranteed Approval with No Credit Check - Perfect for Bad Credit or No Credit
NO HIDDEN FEES : no monthly or annual maintenance fees*
Multiple load options: PayPal, direct deposit, online banking, Western Union, Money Gram, and more!
FREE TRAVEL BENEFITS: Lost or damaged luggage coverage, Travel Services Medical Assistance, MasterTrip Worldwide Travel Assistance, and MasterLegal Referral Service
FREE balance and activity alerts via your email and text messaging
With PayPass, you can simply tap and go - no need to hand the card to the cashier!
Multiple cards available - get cards for up to 4 people per account
Reloadable, up to $9500 balance
Accepted Worldwide at over 25 million retail locations - wherever Debit MasterCard is accepted, as well as at over 1 million ATMs
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None No Poor Credit
Build your credit with the new iAdvance loan option(SM)
Instant Guaranteed Approval* – no credit check, no security deposit
$0 ACTIVATION FEE – when you load your card by direct deposit
Free Direct Deposit – no more check cashing fees
Free Online Bill Pay – no need for expensive money orders
Free Credit Builder† – bill pay transactions are reported to PRBC®
No Overdraft Fees – no minimum balance required
Reloadable - $10,000 balance limit
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A See Terms* No Poor Credit