Credit Card Applications

MortgageRefinance.com makes finding your new credit card an easy task. We compare credit card offers by multiple categories and give you the most up to date reviews and recomendations. Each category has our best recomended credit card application based on our rigorous tests and user feedback. We categorize credit cards by Low Interest Rates, Balance Transfer Rates, Poor Credit, Business Credit Cards, Cash Back Credit Cards, Low Interest Credit Cards, Reward Credit Cards, Student Credit Cards and Secured or No Credit Credit Cards.
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0% Credit Cards
Balance Transfer Credit Cards
Bad Credit Credit Cards
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Cash Back Credit Cards
Low Interest Credit Cards
Reward Credit Cards
Student Credit Cards
Secured Credit Cards
Search and compare 100+ credit cards to find your ideal card.
Credit Card Rates
PRODUCT Rate +/- Last week
30 yr fixed 4.38% 4.36%
15 yr fixed 3.86% 3.87%
5/1 ARM 3.38% 3.44%
View rates in your area:
PRODUCT Rate +/- Last week
30K HELOC 5.10% 5.11%
30K Home Equity Loan 7.45% 7.50%
50K HELOC 4.82% 4.84%
View rates in your area:
PRODUCT Rate +/- Last week
48 Mo Used Car 6.28% 6.29%
48 Mo New Car 6.16% 6.16%
36 Mo Used Car 6.48% 6.47%
View rates in your area:
PRODUCT Yield +/- Last week
6 Mo CD 0.90% 0.90%
5 Yr CD 2.56% 2.58%
1 Yr CD 1.27% 1.32%
Compare rates:
PRODUCT Rate
Low Interest Cards 10.40%
Balance Transfer Cards 15.94%
All Variable 14.35%
Compare rates:

Mortage Brokers & Lenders Directory

You can search our directory or Mortgage Brokers & Lenders and get a current quote on 30 year fixed mortgage rates as well as current mortgage interest rate for other loan programs.

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Recommended Just for you

Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
No Annual Fee
5% cash back offers in popular categories like gas, home improvement and department stores
Full 1% Cash Back on everything else with no spending tiers
Your cash back rewards never expire
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) as low as 12.99% Variable* None Yes Good Credit
Why we recommend it
$100 Cash Back You will receive $100 in bonus rebates with this bonus offer, which can be redeemed for a $100 check. To qualify and receive your bonus, you must make qualifying transactions totaling $799 or more during the first 3 months from account opening. Qualifying transactions include purchases, balance transfers, and any checks that are used to access your account, and exclude cash advances. After qualifying, please allow 6 to 8 weeks for bonus rebates to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time cardmembers with new accounts. Previous and existing cardmembers/accounts are not eligible for this bonus offer.
Credit Cards

0% Intro APR and No Annual Fee
5% cash back offers in popular categories like gas, home improvement and department stores
Full 1% Cash Back on everything else with no spending tiers
Your cash back rewards never expire
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0% (12 Months) as low as 12.99% Variable* None Yes Good Credit

0% Intro APR and No Annual Fee
5% cash back offers in popular categories like gas, home improvement and department stores
Full 1% Cash Back on everything else with no spending tiers
Your cash back rewards never expire
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0% (12 Months) as low as 12.99% Variable* None Yes Good Credit

Earn more cash in more ways than anyone elseSM
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%* (6 months on Purchases and 12 months on Balance Transfers) 11.99% - 19.99%* None Yes Good Credit

Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
Redeem points for travel, gift cards, merchandise, cash back and more
2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
Points never expire and there are no limits on how many points you can earn
24/7 Dedicated service advisors (No voice recording)
Premier travel and purchase protection benefits
All of this for no annual fee!
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) 12.24% Variable* None Yes Excellent Credit

American DreamCard - The first and only "POOLED REWARDS™" Credit Card.
You don't need to be a big spender to win big with this credit card.
The American DreamCard is the credit card program that can make people rich!
Large monthly cash jackpots!
Earn entries from everyday shopping!
Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
No Annual Fee†
Get 1,000 entries just for applying!
More entries mean more chances to win!
Entries are good for future drawings and there is no limit to how many times you can win*
A New Winner Every Month!
Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
American DreamCard™ holders also have access to MasterCard® Exclusive Online™
*See Terms and Conditions for important rate, fee and other cost information and limitations.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A 14.99%* $0, $39, or $59* No Fair Credit

Eufora Elite Credit Builder Prepaid MasterCard
BUILDS CREDIT! Reports to Credit Bureaus
100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
FREE Direct Deposit
FREE Point of Sale Transactions
FREE 24/7 Online Access
FREE Live Customer Support
Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
Safer than Cash
Cash Reward Program
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None No Poor Credit

Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* First Year Free, then $125 annual fee No Excellent Credit

Double Cashback Bonus® automatically on your first $250 in purchases each month at any gas station and any restaurant.
5% to 20% Cashback Bonus® at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
Up to 1% unlimited Cashback Bonus® on all other purchases automatically
Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
Turn your Cashback Bonus® into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%* (6 months for Purchases & Balance Transfers*) 11.99% - 19.99%* None Yes Good Credit

Help protect the planet with the new biodegradable Discover Card
Card plastic breaks down 99% within five years in landfill conditions
Earn more cash in more ways than anyone else(SM)
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus® Partners
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%* (6 months on Purchases and Balance Transfers*) 11.99% - 19.99%* None Yes Excellent Credit

Earn more cash in more ways than anyone elseSM
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus® Partners
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%* (6 months on Purchases and Balance Transfers*) 11.99% - 19.99%* None Yes Good Credit

Earn up to 5% cash back on everyday purchases - even gas!
No Annual Fee
0% Intro APR for up to 12 months on purchases
Express Approval. Get a decision in less than 60 seconds. Apply Now
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0.00%* (up to 6 months for purchases*) As Low As 17.24%* None Yes Excellent Credit

Check your Report See who's been checking your credit. Look for potential inaccuracies and unauthorized activity.
Guard your Identity We'll closely monitor** your Experian® Equifax® and TransUnion® Credit Reports every day.
Know your Score Higher scores usually mean lower interest rates on new loans, which could save you money.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None Yes No Credit

0% intro APR for up to 12 months.
No Annual Fee.
New innovative card design.
Blueprint – free and customizable account features that help you avoid unnecessary interest and pay your balances down faster, providing unprecedented control over managing your card
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0% (up to 12 Months) as low as 11.24%* Variable* None Yes Excellent Credit

Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
Redeem points for travel, gift cards, merchandise, cash back and more
2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
Points never expire and there are no limits on how many points you can earn
24/7 Dedicated service advisors (No voice recording)
Premier travel and purchase protection benefits
All of this for no annual fee!
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A As low as 12.24% None Yes Excellent Credit

Earn a FREE FLIGHT - that's 25,000 bonus points after you spend $3,000 in the first 3 months!
2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire.
Points are worth 25% more when you redeem for travel through Ultimate Rewards
7% annual points dividend - earn bonus points on your points
1:1 points transfer to leading airline and hotel programs
24/7 Dedicated expert service advisors (No voice recording)
No Annual Fee for your first year - An $85 value
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) 12.24% Variable* $0 for the first year, then $85* Yes Excellent Credit

3% cash back on fuel, home improvement, dining and office supply purchases
Unlimited 1% cash back on all other purchases
No limit to the number of points you can earn
Up to 10 points for $1 spent when you shop online through Chase Rewards Plus
Free additional cards for employees
No Annual Fee
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0% (6 Months*) 11.24% Variable* None Yes Excellent Credit

Cash back plus a million other redemption options
No dollar goes unrewarded
No caps and points never expire
Unlimited rewards for you or your business
When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as Membership Rewards points*
No annual fee
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0% (6 Months*) 11.24%* None Yes Excellent Credit

Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership
Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
No annual fee for your first year, a savings of $175 Apply Now!
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
n/a* (n/a*) n/a* First Year Free, then $175 annual fee No Excellent Credit

0% Intro APR for up to 12 months on purchases
Earn 1 point for every dollar you spend
Points good on any airline, hotel, car rental and more.
No blackout dates or travel restrictions
Express Approval. Get a decision in less than 60 seconds. Apply Now!
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0.00%* (up to 6 months on Purchases*) As Low As 17.24%* None Yes Excellent Credit

12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
Double Miles on up to $3,000 in travel and restaurant purchases each year
Book any travel, anytime with no blackout dates or restrictions
1 Mile for every $1 on all your other purchases
Unlimited Miles that never expire
No Annual Fee
Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%* (6 months on Purchases & 6 months on Balance Transfers*) 11.99% - 19.99%* None Yes Good Credit

Earn over 50,000 bonus points in your first year
Unlimited rewards for you and your business – and points never expire
Earn up to 47,500 bonus points every year
5,000 bonus points after your first purchase redeemable for $50 cash back
Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards*
No Interest Expense and 30 days to pay with this pay-in-full charge card
First year free ($95 value)"
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None first year. $95 after Yes Excellent Credit

An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A 7.90%-28.90% $30 if balance is <= $1000; $35 if balance > $1000 Yes Fair Credit

Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) 7.90%-28.90% $30 if balance is <= $1000; $35 if balance > $1000 Yes Fair Credit

No application fee and no obligation
No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
No overdraft fees or minimum balances
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
Portion of your purchase goes to breast cancer awareness and detection.
Earning your trust since 1968
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* As low as $0* No No Credit

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%* (6 months*) 15.24% 0 Yes Excellent Credit

$0 WEEKLY FEE - with Direct Deposit!
$0 ACTIVATION FEE - with Direct Deposit*
Guaranteed approval† with no credit check
FREE unlimited purchase transactions
FREE Direct Deposit - no more check cashing fees
FREE Account Alerts - email and/or SMS text messages
Pay any bill: rent, cellular phone, insurance, utilities, etc.
Load cash at over 100,000 participating retail locations
Take Control - no late fees, no interest, no NSF fees
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A See Terms* No No Credit

As seen on TV-by far the most popular prepaid in America!
Available at over 50,000 retailers including Walgreens, CVS, Rite-Aid
Save $5 today when you order online
No credit check, EVER
Easy reload using Green Dot MoneyPaks
Extra bonuses with Direct Deposit
No bounced check fees or outrageous interest charges
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None No No Credit

Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
2.90%* (6 months*) 15.24% No annual fee for the first year - $45 thereafter* Yes Excellent Credit

Reloadable prepaid Visa® card for 18-25 year olds.
No activation fee, no monthly or yearly fee.
Great solution for a debt-free financial future as it has no APR or overdraft allowance.
Quick, easy online application.
Free money loading with direct deposit from friends, family and employers.
Free and instant card-to-card transfer, perfect for IOUs, birthdays, holidays, etc.
Accepted anywhere Visa debit cards are accepted, including abroad and online.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A See Terms* No Poor Credit

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0% on Purchases* (6 months*) 14.99%* None Yes Good Credit

Cash Rewards for your good credit management!*
Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
3
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
3.9%* (6 months on Purchases & 12 months on Balance Transfers*) 10.99% - 18.99%* None Yes Good Credit

Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
Complimentary Airport Club Access
The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* $450 per year. No Excellent Credit

Excellent Credit Required - Applicants that do not have excellent credit will not be approved
Low 8.95% fixed standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
No Annual Fee
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A 8.95%* None Yes Excellent Credit

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A 9.25%, 12.25%, or 15.25% None Yes Excellent Credit

Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0% on Purchases* (6 months*) 14.99%* None Yes Good Credit

Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
Complimentary Crown Room Club(R) access for you and two guests
Access to American Express(R) Concierge Services
Pay with Miles - pay for all or part of any Delta flight with your miles
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A 14.50%* $450 Yes Excellent Credit

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0% on Purchases* (6 months*) 14.99%* None Yes Good Credit

Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0% on Purchases* (6 months*) 14.99%* None Yes Good Credit

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online*
Double rewards with more than 100 Cashback Bonus® Partners*
Customer Service in less than a minute, anytime you want
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0% on Purchases* (6 months*) 14.99%* None Yes Good Credit

Provide your employees with a reloadable prepaid card for business expenses.
Trial offer - first 2 months free
Manage spending for staff in the field
Alternative to credit cards, petty cash, check reimbursements
Enforce budgets with individual card balances
Control spending by merchant category and daily limits
Online program management
No transaction or card load fees - simple pricing
No credit check required
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A See Terms* No Poor Credit

25,000 Bonus Miles – 1,000 Miles each month you make a purchase the first 25 months
Unlimited Double Miles on all purchases
Book any travel, anytime with no blackout dates or restrictions
2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site
Enhanced travel benefits
Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
$60 Annual Fee
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%* (6 months*) 10.99% - 18.99%* $60 Yes Excellent Credit

Earn more cash in more ways than anyone elseSM
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%* (0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*) 11.99% - 19.99%* None Yes Good Credit

Earn more cash in more ways than anyone elseSM*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and 6 months on Balance Transfers*
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%* (0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*) 11.99% - 19.99%* None Yes Good Credit

Earn more cash in more ways than anyone else(SM)
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%* (0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*) 11.99% - 19.99%* None Yes Good Credit

Earn more cash in more ways than anyone elseSM
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0%* (6 months on Purchases and Balance Transfers*) 11.99% - 19.99%* None Yes Good Credit

FREE activation with NO annual or monthly fees!
A safe alternative to credit card debt.
Instant and convenient access to funds-have your paycheck deposited directly on your Facecard.
Set up bill pay, no more forgetting the electricity bill.
Friend-to-friend paybacks as easy as going to the website via internet or mobile phone.
Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
Receive Prewards, which are like coupons, put directly on your card.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

100% Guaranteed Approval with No Credit Check - Perfect for Bad Credit or No Credit
NO HIDDEN FEES : no monthly or annual maintenance fees*
Multiple load options: PayPal, direct deposit, online banking, Western Union, Money Gram, and more!
FREE TRAVEL BENEFITS: Lost or damaged luggage coverage, Travel Services Medical Assistance, MasterTrip Worldwide Travel Assistance, and MasterLegal Referral Service
FREE balance and activity alerts via your email and text messaging
With PayPass, you can simply tap and go - no need to hand the card to the cashier!
Multiple cards available - get cards for up to 4 people per account
Reloadable, up to $9500 balance
Accepted Worldwide at over 25 million retail locations - wherever Debit MasterCard is accepted, as well as at over 1 million ATMs
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A None No Poor Credit

Limited Membership
24-Hour Concierge Service
Exclusive Rewards Program
Luxury Gifts
Patent Pending Carbon Graphite
Annual Fee $495
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
0% (6 months) 13.24% $495 Yes Good Credit

Build your credit with the new iAdvance loan option(SM)
Instant Guaranteed Approval* – no credit check, no security deposit
$0 ACTIVATION FEE – when you load your card by direct deposit
Free Direct Deposit – no more check cashing fees
Free Online Bill Pay – no need for expensive money orders
Free Credit Builder† – bill pay transactions are reported to PRBC®
No Overdraft Fees – no minimum balance required
Reloadable - $10,000 balance limit
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A N/A See Terms* No Poor Credit

100% Approval Guaranteed!* - No Chexsystems or credit checks, bankruptcy okay!
Now with FREE Credit Builder!
Better than a checking account - Great online bill pay service with no overdraft, bounced check fees - EVER!
Pay Nothing Now! - No deposits or prepayments required to get your card.
FREE Direct Deposit! - stop paying to cash your paycheck.
FREE phone and online access to your card account!
No declined transaction fees!
Great Loading Options - FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
Cheaper than credit - no late fees, no over limit fees, no interest charges - EVER!
* Subject to I.D. Verification.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

FREE Activation with NO annual or monthly fees!
A safe alternative to credit card debt.
Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
Instant and convenient access to funds and allowances.
Have funds deposited directly onto your card-easier access to your paycheck.
Safe and easy way to have funds when studying and travelling abroad.
Receive Prewards, which are like coupons, put directly on your card.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

Reloadable prepaid Visa® card for teens, managed by parents.
No activation fee, no monthly or yearly fee.
Created for families’ needs with full parental control.
Quick, easy online application.
Free money loading with direct deposit.
Accepted anywhere Visa debit cards are accepted, including abroad and online.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* See Terms** No No Credit

100% approval - NO credit check required
Make purchases anywhere Visa Debit is accepted
No overdraft fees or minimum balances
Online Bill Pay - Easily send a check to anyone
5% APY Savings Account - EXCLUSIVE!
FREE Direct Deposit from your paycheck or government check
Add up to $10K to your account in over 65,000 locations
As seen on TV and in stores nationwide!
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A 9.25%, 12.25%, or 15.25% None Yes Excellent Credit

Enjoy a low annual fee of just $25 for Basic Card
Pay no interest - that's because you pay in full each month
Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
Protect eligible purchases with Purchase Protection and Extended Warranty
Earn Membership Rewards® points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards Apply Now!
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* $25.00 annual fee* No Excellent Credit

Created by Russell Simmons to provide Financial Freedom and Respect
Guaranteed approval*
No Credit Check
Free Direct Deposit
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Mobile & Email Alerts
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* 39.95* No No Credit

# NEW! Now with the iAdvance(SM) loan option, no credit check needed. # Instant Guaranteed Approval* – no credit check, no security deposit # $0 ACTIVATION FEE – when you load your card by direct deposit # Free Direct Deposit – no more check cashing fees # Free Online Check Writing – no need for expensive money orders # Free Credit Builder† – bill pay transactions are reported to PRBC® # No Overdraft Fees – no minimum balance required # Reloadable - $10,000 balance limit
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* See Terms** No No Credit

Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds.
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) 14.50%* $150 per year* Yes Excellent Credit

Get cash at over 900,000 ATMs worldwide
Pay your bills online or over the phone
Eliminate payday hassles with free direct deposit
Accepted at millions of MasterCard locations worldwide
NO credit checks
NO employment verification
NO monthly or annual fees
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

Show your style with the BabyPhat RushCard
Guaranteed approval*
No Credit Check
Free Direct Deposit
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

Receive cash back from your own spending
Receive cash compensation from the spending of anyone in your compensation tree.
Live debt free and receive compensation for your everyday spending.
Reload your card directly from your payroll or bank account
Powerful Online Account Management
Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
Card Accepted at 30 Million merchants & One Million ATM machines
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

Eufora Elite Credit Builder Prepaid MasterCard
BUILDS CREDIT! Reports to Credit Bureaus
100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
FREE Direct Deposit
FREE Point of Sale Transactions
FREE 24/7 Online Access
FREE Live Customer Support
Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
Safer than Cash
Cash Reward Program
Intro APR Regular APR Annual Fee Bal. Transfer Credit Needed
N/A* (N/A*) N/A* None No No Credit

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