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Joe El Rady
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September 19, 2010 at 8:23 PM
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By:
Joe El Rady
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Credit Score
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Unfortunately, since home loan lenders increasingly eschew thorough credit report analysis, depending instead on scores alone, home mortgage borrowers must ensure not only to build and maintain good credit, but also to monitor credit reports for errors.
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Full Coverage|
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September 17, 2010 at 10:12 PM
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By:
Joe El Rady
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Tax Debt
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Given the poor economy, many Americans have found it difficult, and sometimes impossible, to pay that large tax bill they get at the end of the year. If you find difficulty in paying your normal or unexpected tax bill at the end of the year, several options exist to help you. Surprisingly, the Internal Revenue Service often offers several viable options, depending on the size of a taxpayer’s bill and the state of his or her finances and means.
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Full Coverage|
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August 09, 2010 at 11:41 PM
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By:
Joe El Rady
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Mortgage News
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If you are one of the many homeowners who has taken advantage of, or is about to take advantage of 50-year low interest rates to refinance your home mortgage, then you should make sure to claim all of the very lucrative tax benefits that you may not even know you gained by refinancing.
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Full Coverage|
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July 28, 2010 at 7:05 PM
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By:
Joe El Rady
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Bad Credit Mortgage Refinance
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A safety valve for many homeowners who face default, mortgage refinancing often provides the solution that prevents bankruptcy, foreclosure and serious economic hardship. Even in the current low interest rate environment, however, finding home mortgage refinancing can be difficult—though possible—for those with bad credit (FICO Scores lower than 550).
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Full Coverage|
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July 13, 2010 at 4:34 PM
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By:
Joe El Rady
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Debt Relief
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Debt Settlement entails, precisely as it sounds, the agreement between a creditor and debtor to pay less than the full amount of debt owed. The debtor agrees to pay the reduced amount while the creditor agrees to consider that reduced amount a payment in full. Only unsecured debts can be settled (creditors secured by collateral will simply foreclose/repossess the collateral, and thus, have no need to negotiate or settle).
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Full Coverage|
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July 13, 2010 at 3:37 PM
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By:
Joe El Rady
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Debt Consolidation
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All financial planning distills to one main concept driving one goal: the most efficient and profitable use of capital. Corporate CFOs focus on this goal. Corporations ensure efficient and profitable use of capital by paying the lowest interest possible on their debt. Consumers should behave the same way.
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Full Coverage|
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